Dreaming of a mountain escape? Enter for a chance to win the ultimate getaway featuring a 2-night stay at MTN House by Basecamp, an Everwild Nordic Spa experience, $100 toward food & drink, and a 2-hour dog sled tour for two! 🧖♀️🐕🦺❤️
📅 Enter October 1 – December 6, 2026
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Fall in Calgary is all about crisp autumn air, colourful leaves, cozy vibes, and discovering the amazing local makers, farmers, and artisans who make our communities so special! 🧡
🛍️ Explore Calgary & Area Fall Markets!
🍂 Calgary Night Market
📅 Thursday, October 9 | 4 PM – 9 PM
📍 Crossroads Market, Calgary
🎃 Okotoks Farmers’ Market
📅 Saturday, October 10 | 9 AM – 2 PM
📍 Okotoks Recreation Centre
🍯 Farmers & Makers Market at cSPACE
📅 Saturday, October 17 | 10 AM – 2 PM
📍 cSPACE (Marda Loop), Calgary
🌻 Millarville Farmers’ Market
📅 October 10, 17, 24 & 31, and November 7 & 14 | 9 AM – 2 PM
📍 Millarville, just south of Calgary
✨ From handmade treasures and unique gifts to fresh farm goods, delicious treats, and one-of-a-kind finds, there’s something special waiting around every corner!
💛 When you shop local, you support local dreams, strengthen our communities, and keep Calgary’s vibrant spirit thriving.
Grab your friends, bring the family, and make a day of exploring the best of our local fall markets! 🍂🧡
Fall Finds. Local Lives. A Stronger Calgary. ❤️
📣 Tag your market-loving friends and tell us which fall market you’re excited to visit!
#Calgary #CalgaryMarkets #ShopLocalYYC #YYCEvents #FallMarkets #SupportLocal #Okotoks #MillarvilleFarmersMarket #MardaLoop #LocalMakers #FarmersMarket #FallInCalgary 🍁
Fall Real Estate: Price and Buy for the Market You're In
Fall is one of my favourite times of year in real estate, and if you're thinking about making a move, it's a window worth paying attention to. Summer is behind us, families are settled back into their routines, and serious buyers are still out there looking.
Historically, the number of active buyers starts to taper off as we head deeper into fall and toward winter. Homes absolutely still sell in the colder months. But whether you're buying or selling, the next few weeks offer a real opportunity, and understanding the market you're in is what helps you make the most of it.
There Is No Single "Market"
You've probably seen the headlines calling it a buyer's market, or saying the market is still strong. The truth is that both can be true at the same time, depending on where you look.
Compared to the very tight markets of the last few years, buyers now have more choice in many segments, and some homes are taking a little longer to sell. But conditions can look completely different from one community, price range, or property type to the next:
• Some price ranges are still very competitive, while the bracket just above them has plenty of inventory.
• Detached homes, townhomes, and condos can each be behaving very differently.
• Some neighbourhoods have very few homes for sale, while others give buyers lots of options.
That's why I don't rely on broad headlines. What matters to you is what's happening with the 10 or 15 homes most similar to the one you're buying or selling. That homework is my job.
Selling? The Market Sets the Price
It's completely natural to value your home based on what you paid, the upgrades you've made, what a neighbour sold for last spring, or what you need to walk away with for your next move. Those numbers matter to you. The hard truth is that none of them decide what a buyer will pay today.
Buyers don't look at your home on its own. They compare it to every other home that fits their wish list. If they have five good options and four of them look like better value, yours can be crossed off before they ever book a showing. When buyers have more choice, they can afford to be patient, so how your home is positioned matters more than ever.
Pricing well isn't about being the cheapest home on the street. It's about offering enough value that the right buyer feels they need to act before someone else does.
Don't Chase the Market Down
Starting high to "see what happens" sounds harmless, but it can cost you. The real risk of overpricing isn't just a longer wait. It's that the market keeps moving while your listing stands still.
Here's how it usually plays out. A few weeks pass with no offers, so the price comes down. By then, new listings have come on, other sellers have adjusted, and the buyers who were most excited when your home was fresh have bought something else. Now you're reacting to the market instead of staying ahead of it.
Buyers notice, too. A home that sits a little above market makes them think they have time. They watch it, wait for a price drop, and sometimes start wondering what's wrong with it. Once that happens, it's hard to recreate the buzz of a brand new listing.
If you want to sell before winter, there's little to gain from spending October testing a price buyers have already passed on. Sometimes the answer is a price adjustment. Sometimes it's better photos, a small repair, easier showing times, or a fresh marketing push. Often it's a mix. But if price is the problem, marketing alone won't fix it. Thinking about waiting until spring?
Some sellers decide that instead of adjusting their price this fall, they’ll take the home off the market and try again in spring. It can feel like the safer choice, but it comes with two real questions:
• Will spring prices actually make up for today’s market? There’s no guarantee spring brings higher prices, and you’ll be competing with a fresh wave of new listings.
• Even if they do, is it worth the wait? Every month you hold the property, you’re still paying the mortgage, property taxes, utilities, insurance, and condo fees. Those carrying costs can quietly eat into whatever you hoped to gain.
Sometimes waiting is the right call. Just make sure it’s a decision based on the numbers, not a hope.
Listen to What the Market Is Telling You
The moment your home hits the market, buyers start giving us feedback, even when they don't say a word:
• Lots of online views but few showings? Buyers may be questioning the value before they ever walk through the door.
• Plenty of showings but no offers? Something is stopping them from moving from interested to committed.
• Feedback that other homes offer more for the money? That's worth taking seriously, even if it stings.
• Very little activity at all? That's feedback too.
When I'm working with sellers, I bring this information back regularly. We look at new competition, what has sold since you listed, price changes, and homes that didn't sell. My goal isn't to talk you into a lower price. It's to give you clear, honest information and a recommendation, so you can make a confident decision.
Buying? Fall Can Work in Your Favour
The same conditions that challenge sellers can create real opportunities for buyers. With more choice in many segments, you may have more time to compare homes, more room to negotiate, and a better chance of finding the right fit without a bidding war.
A few things to keep in mind:
• Know your segment. A great deal in one price range or neighbourhood doesn't mean every home is negotiable. Well-priced homes in high-demand areas still move quickly.
• Watch days on market. A home that has been sitting may have a motivated seller, and that can open the door to a better price or terms.
• Look past the list price. I'll pull recent sales and current competition so you know what a home is really worth before you make an offer.
• Be ready to act. When the right home comes along, having your financing lined up lets you move with confidence.
Let's Talk Before Winter Arrives
If your home is already listed, take a fresh look at it. Forget where the price started and what you hoped would happen. Ask yourself what has actually happened since it hit the market. Has the competition changed? Have similar homes sold? Are showings slowing down? Does your current price still give you the best chance of reaching your goal?
If you're thinking about buying or selling this fall, there's still time to make it work. This isn't about panicking, giving your home away, or assuming nothing sells in winter. It's about recognizing that timing matters and using today's information to make a smart decision.
Price isn't something you set once and defend forever. It's a strategy that should adjust as the market gives us new information.
As Thanksgiving approaches, it’s a wonderful time to pause and reflect on the things we’re grateful for. In real estate, it’s easy to get caught up in the listings, showings, paperwork and deadlines. But when I take a step back, I’m reminded that the best part of being a Realtor® has very little to do with houses.
It’s about people.
Every client who puts their trust in me becomes part of my journey. Whether I’m helping someone find their first home, move into a new chapter, sell a home filled with memories, or make an important investment, I’m grateful to be invited into such an important part of their lives.
One of the greatest rewards of this career is that a transaction doesn’t always feel like the end of the relationship.
Clients become friends. Past clients reach out years later. I get to hear about new jobs, growing families, renovations, travel plans and all the little things that make a house a home.
Those connections are what make this career so special to me.
Real estate is personal. My clients trust me with their homes, their plans and often one of the biggest financial decisions they will make. That trust motivates me to keep learning, stay informed and always put my clients’ best interests first.
I’m grateful to work in an industry so vibrant and diverse. From established neighbourhoods to exciting new communities, there is always something changing and evolving. Helping people discover the right neighbourhood and find a place where they can truly see themselves living is one of my favourite parts of the job.
Working in real estate has given me an even greater appreciation for what home really means.
It’s where we celebrate birthdays and holidays, gather around the kitchen table, welcome friends, watch our families grow and make memories.
At the end of the day, that’s what this business is really about:
Helping people find a place to call home.
So this Thanksgiving, I’m grateful for every client who has trusted me, every relationship I’ve built, every home I’ve had the privilege of being part of, and every new opportunity ahead.
Thank you for allowing me to be part of your real estate journey.
Wishing you and your loved ones a very happy Thanksgiving filled with good food, great company and, most importantly, a place that feels like home.
— Tamara Nellissen
September sales totalled 1,650 units, similar to August and nearly four per cent lower than in September 2025. While September sales typically pull back compared with August, stronger detached home sales helped prevent the typical seasonal pullback.
At the same time, new listings also rose from August, causing the sales-to-new-listings ratio to fall to 49 per cent, leaving inventory levels relatively stable compared with August. Stable sales and inventory levels in September prevented any change in the months of supply compared with August, which remained at just under four months.
While the overall market is showing higher supply levels compared with sales activity, conditions vary significantly by property type. Detached properties remain in balanced territory, and the monthly boost in new listings supported gains in sales in September. Meanwhile, higher supply levels for apartment and row homes are contributing to buyer market conditions, as demand is spread across more alternatives in the rental and new home markets.
“The variation in market conditions between property types is related to where the supply was added. The construction boom over the past three years was mostly driven by gains in higher-density sectors, significantly increasing the supply of apartment and row-style homes,” said Ann-Marie Lurie, Chief Economist at the Calgary Real Estate Board (CREB®). “Meanwhile, detached homes did not see the same boost in construction, preventing broad-based supply growth. Thanks to a stronger job market and slower but positive net migration, housing demand has remained strong enough to absorb some of the supply, but not enough to offset the high-density supply added to the market, resulting in a more significant impact on prices for higher-density homes.”
As the market moves through the fall, it is not unusual to see some unadjusted monthly declines in prices. However, many of these adjustments were seasonal, as seasonally adjusted figures show that prices in September are relatively stable compared with August. The unadjusted residential benchmark price was $566,700, nearly one per cent lower than last year. Most of the price adjustments have occurred in higher-density row and apartment-style units, which have reported year-over-year declines of eight per cent and six per cent in September. Meanwhile, detached prices are one per cent lower than last year, mostly due to declines in the North East, East and North districts.
Detached
Sales in September reached 896 units, up from August and more than four per cent higher than last year. The improvement in sales was partly due to a boost in new listings in September compared with August, giving consumers more options. With a sales-to-new-listings ratio of 52 per cent and a months of supply at just over three months, conditions remained relatively balanced. However, conditions have varied across the city, with less than three months of supply in the North West, West and South districts, and nearly six months of supply in the North East district. While the overall market is relatively balanced, the unadjusted benchmark price was one per cent lower than last year. The decline was primarily driven by steep pullbacks in the oversupplied North East district. Meanwhile, prices were higher than last year in both the City Centre and West districts.
Semi-Detached
The year-over-year gain in sales was not enough to offset earlier declines, as year-to-date sales have declined by two per cent for a total of 1,678 sales. The decline in sales matched year-to-date declines in new listings, but a monthly boost in September listings caused the sales-to-new-listings ratio to dip to 45 per cent, contributing to monthly inventory gains and pushing months of supply to nearly four months. While this is a shift from the tighter conditions reported in this sector throughout most of 2026, it is too early to say whether this will continue into the final quarter. While unadjusted prices did trend down in September, much of the decline was in line with typical seasonal behaviour. The unadjusted September benchmark price was $685,200, comparable to levels reported last year at this time.
Row
Sales in September eased compared with August, while new listings rose, causing the sales-to-new-listings ratio to drop to 45 per cent. This also contributed to higher inventory levels compared with both last year and August, resulting in the months of supply rising above four months for the first time since the beginning of the year. Additional competition from new units has weighed on resale activity, as the price spread between new and resale homes remains relatively narrow. The additional supply choice for buyers has also weighed on row prices, but not to the same extent as in the apartment sector. As of September, the unadjusted benchmark price was $412,400, down nearly six per cent from last year. While prices have declined across all districts, the steepest declines, at more than 11 per cent, have occurred in the North East and East districts, while the smallest declines have occurred in the North West, at two per cent.
Apartment Condominium
Apartment sales improved from August, slowing the year-over-year pace of decline to 14 per cent. New listings also rose over August, with 343 sales and 717 new listings, leaving the sales-to-new-listings ratio at 48 per cent. The monthly gains in sales supported modest reductions in inventory levels and prevented any further increases in the months of supply, which remained just above five months. The excess supply of apartment-style units has weighed on prices throughout most of the year. As of September, the unadjusted benchmark price fell to $291,400, down more than one per cent compared with August and more than eight per cent lower than last September. While some of the monthly decline is seasonal, seasonally adjusted prices continued to decline.
Airdrie
Sales in Airdrie continued to slow in September, contributing to the year-to-date decline of 13 per cent. Sales slowed across all property types, as increased competition from the new home market and competing markets in Calgary and other surrounding areas are weighing on demand. While sales eased in September, new listings also slowed and inventories trended down compared with August. However, the pullback in sales outpaced the inventory declines and the months of supply rose to four months. Additional supply choice continues to weigh on prices as well. As of September, the unadjusted total residential benchmark price was $505,800, nearly four per cent lower than last year. Prices have eased across each property type, with the largest declines occurring for higher-density homes.
Cochrane
Despite the monthly pullback, sales remained higher than last year, and on a year-to-date basis, sales have increased by nearly six per cent. The rise in sales came with an increase in new listings, with new homes accounting for nearly 30 per cent of this year’s total listings. With 163 new listings and 68 sales, the sales-to-new-listings ratio dropped to 42 per cent in September, the lowest monthly level seen since January. This contributed to higher inventory and pushed the months of supply to five months. Despite this one-month shift, prices improved compared with August and are similar to last year’s levels.
Okotoks
An increase in new listings compared with sales caused the sales-to-new-listings ratio to drop to 76 per cent in September, still higher than most other areas, but below the ratios of more than 80 per cent reported over the past two months. With 122 units in inventory and 56 sales, conditions remain relatively tight with just over two months of supply. Despite tighter conditions, increased competition from the new home market and competing markets has weighed on prices earlier this year. However, with an unadjusted total residential benchmark price of $606,800 in September, prices are stable relative to last September and are only one per cent lower on a year-to-date basis.
Chestermere
Sales in September rose, helping to offset some of the gains in new listings. While the sales-to-new-listings ratio remained low at 38 per cent, inventory levels trended down from August and brought the months of supply back below six months. Significant new construction in the area, along with competing supply in Calgary and other surrounding areas, has weighed on prices in Chestermere over the past few months. However, year-to-date prices are only one per cent lower than last year. The unadjusted total residential benchmark price was $690,200 in September, down from August but similar to last year’s levels.
Click here to view the full City of Calgary monthly stats package.
Click here to view the full Calgary region monthly stats package.
The return to work, school and activities means evenings can get busy quickly. And when everyone finally gets home, the last thing anyone wants is to spend an hour figuring out what's for dinner.
So here are a few quick, family-friendly favorites for those nights when you need dinner on the table without a lot of fuss.
September has a way of changing the rhythm of a household. After a summer of relaxed schedules, vacations and time spent outdoors, the return to work, school, activities and regular routines can make us look at our homes a little differently.
Suddenly, the kitchen feels crowded during the dinner rush. The entryway is overflowing with shoes, bags and jackets. The home office is being used every day again. Maybe you're wishing for more storage, another bathroom or simply a little more space.
Sometimes it takes getting back into a routine to realize what your home is really missing.
These observations can be useful whether you're planning to stay in your home for years or beginning to wonder if it still fits your lifestyle.
Our needs change over time, but our homes don't always change with us. A home that was perfect a few years ago may feel very different once work schedules change, children get older, hobbies evolve or you find yourself spending more time at home.
Take a moment this fall to notice the little frustrations. Is there enough storage? Do you have a comfortable place to work from home? Is your kitchen functional when everyone is home at the same time? Are you using every room the way you originally intended?
Sometimes the answer is simply a little organization or a small improvement. Other times, these everyday frustrations can be a sign that it's time to start thinking about what you would want from your next home.
Even if you're not planning to move anytime soon, paying attention to how your home works for you can be valuable. It can help you decide which improvements are worth making and which features will matter if you eventually sell.
And if a move is on your horizon, your daily routine can be one of the best guides to determining what you should look for next. Instead of simply choosing a home based on the number of bedrooms or square footage, think about how you actually live in your home every day.
The right home isn't necessarily the biggest or newest one. It's the one that fits the way you live.
This September, as everyone settles back into their routines, take a fresh look around your home. You may discover that you love exactly where you are—or you may discover a few things you'd like to change.
Either way, understanding what works and what doesn't is a great place to start.
Calgary summers may be short, but those hot stretches can have us all looking for ways to keep our homes comfortable without sending our energy bills soaring.
Whether you have central air conditioning or rely on fans and a good breeze, a few simple changes can make a big difference.
One of the easiest ways to keep your home cooler is to manage sunlight.
✔ Close blinds and curtains during peak afternoon heat ✔ Consider blackout or thermal curtains for sunny rooms ✔ Open windows early morning and late evening when temperatures drop ✔ Keep windows closed during the hottest part of the day
A cooler home starts by keeping the heat outside.
Fans don’t actually cool the air they help move it.
Try: ✔ Setting ceiling fans to rotate counterclockwise in summer ✔ Placing fans near cooler evening air sources ✔ Turning fans off when you leave the room to save energy
Small adjustments can help control cooling costs:
✔ Avoid setting your thermostat extremely low your system won’t cool faster, it will just run longer ✔ Change your furnace/AC filter regularly ✔ Keep vents open and clear of furniture ✔ Use a programmable thermostat to adjust temperatures when you’re away
Your exterior can help too!
✔ Add shade with trees, umbrellas, or patio coverings ✔ Keep doors closed as much as possible ✔ Avoid running ovens, dryers, and heat-producing appliances during the hottest hours
Energy-efficient windows, improved insulation, smart thermostats, and updated HVAC systems can improve everyday comfort and may also be features future buyers appreciate.
A few small changes today can help you enjoy a cooler, more comfortable home all summer long. ☀️
# Calgary Real Estate Market Update: What June 2026's Numbers Mean For You
A Realtor's breakdown of the latest CREB® stats, and what buyers and sellers need to know right now
## Attention: Calgary's Housing Market Just Sent a Clear Signal
If you've been watching Calgary real estate headlines lately, you've probably noticed something odd. Detached home prices are hitting record highs in some neighbourhoods, while condo prices are dropping fast in others. That's not a typo. It's exactly what's happening right now, and if you're buying, selling, or just trying to understand your own home's value, this is the update you need to read.
## Interest: The Numbers Behind Calgary's Two-Speed Market
In June 2026, Calgary saw 2,197 total home sales. That's a solid improvement over May, but it's still nearly four per cent below last year's numbers and just shy of the long-term June average. The culprit? A pullback in apartment-style sales that's dragging down the citywide totals.
Here's the real story: this isn't one market. It's several markets moving in completely different directions.
Detached homes are the standout performers. Sales reached 1,202 units in June, right in line with last year, thanks to gains in homes priced over $1,000,000 and under $600,000. The citywide benchmark price climbed to $750,500. City Centre and West districts have actually hit record-high prices, with the West district posting nearly four per cent annual growth. Meanwhile, the North East is telling a different story, with prices down nearly seven per cent as supply outpaces demand there.
Semi-detached homes stayed relatively stable, with the benchmark price at $694,600, essentially flat compared to last year. North West, West, and City Centre districts even reached new record highs, while the North East saw the steepest pullback at nearly six per cent.
Row homes softened a bit more, with prices down across every district, ranging from a two per cent dip in the South to a 10 per cent drop in the North East and East.
Apartment condominiums are where the real shift is happening. Sales are down 26 per cent year to date, and the benchmark price has fallen to $299,000, a nearly nine per cent annual decline. Inventory is sitting more than 24 per cent above typical levels, pushing the segment firmly into buyer's market territory.
So why the split? According to CREB® Chief Economist Ann-Marie Lurie, the slowdown in migration is hitting demand for higher-density housing hardest, while years of record-high housing starts have built up inventory in that segment specifically. Detached supply, on the other hand, has stayed limited, which is exactly why those prices are holding firm or climbing in the right pockets.
## Desire: What This Means For You
If you're a buyer, especially one eyeing a condo, this is arguably the best negotiating position you've had in years. With nearly five months of supply and a sales-to-new-listings ratio of just 45 per cent in the apartment sector, sellers are competing hard for your attention. That means more room to negotiate on price, conditions, and closing terms.
If you're a detached home seller, especially in City Centre or West Calgary, you're in an enviable spot. Limited supply and steady demand mean your home could be worth more today than it was a year ago, particularly if you're in one of the districts posting record highs.
If you're a condo owner thinking about selling, don't panic, but don't wait either. Pricing strategically and positioning your unit well against nearly 2,076 competing listings is critical right now. A well-priced, well-marketed condo can still sell. An overpriced one will sit.
If you're watching the regional markets, Airdrie continues to soften, with prices down nearly four per cent and inventory rising above four months of supply. Cochrane is holding up better, supported by tighter conditions and five straight months of price gains. Okotoks remains the tightest market of the three, with a sales-to-new-listings ratio of 79 per cent keeping prices stable.
## Action: Let's Talk About Your Next Move
Real estate decisions shouldn't be made off headlines alone. Whether you're wondering what your detached home is really worth in today's market, curious about the smartest way to buy in a softening condo segment, or just want a straight answer about your specific Calgary neighbourhood, I'm here to help you make sense of the numbers.
Reach out today and let's map out a strategy that actually fits your goals, not just the citywide averages.
Tamara Nellissen
REALTOR® | CIR Realty
📞 403-477-5120
Market statistics sourced from the Calgary Real Estate Board (CREB®), July 2026.
One of the most common pieces of advice I hear in real estate is: “Don’t let emotions drive your decision.”
And while I understand where that advice comes from, I also think it misses something important.
Buying or selling a home is one of the biggest financial decisions most people will ever make, but it’s also one of the most personal. Real estate decisions are emotional by nature, not because people are irrational, but because homes are deeply connected to how we live our lives.
A home is never just a financial asset. It’s where your routines happen, where your family gathers, where milestones are celebrated, and where some of life’s best memories are created. So when someone is choosing a home, they aren’t simply choosing a property. They’re choosing the lifestyle and daily experience they want to have.
That’s why I don’t believe the goal should be to remove emotion from the process entirely. I think the goal is to make decisions where emotion and logic are aligned.
There’s an important difference between a perfectly rational decision and a reasonable one. A rational decision may look ideal on paper or on a spreadsheet. A reasonable decision is one that fits your priorities, your lifestyle, and your long-term goals.
For example, someone may decide to buy a home with a larger kitchen, more gathering space, or a bigger backyard because they love hosting family and friends. Could they spend less and buy something smaller? Maybe. But if that home becomes the place where birthdays are celebrated, holidays are hosted, and memories are made for years to come, that value matters too, even if it doesn’t show up in a financial calculation.
Every real estate decision comes with trade-offs. A larger home may mean a longer commute. A lower price point may mean compromising on location. There’s no such thing as a perfect option that delivers everything. The key is understanding what matters most to you and making intentional decisions around those priorities.
I also think time horizon changes everything. Decisions that may seem questionable in the short term can look incredibly smart over time when they support the life someone truly wants to live. People often focus heavily on timing the market or finding the absolute best deal, but many of the regrets I’ve seen over the years don’t come from imperfect timing. They come from passing on a home they truly loved, waiting too long, or choosing something that didn’t actually fit their lifestyle.
As a Realtor, one of the biggest parts of my job is helping clients navigate those decisions thoughtfully. Not by removing emotion, but by helping them understand their priorities, think long-term, and weigh the trade-offs clearly. Sometimes the best questions aren’t “Is this the absolute perfect financial move?” but instead:
Will this still feel right in five years?
What matters most to you?
What would you regret more: doing this or not doing it?
The best real estate decisions are rarely purely emotional or purely logical. They’re aligned decisions. Decisions that make financial sense while also supporting the kind of life someone genuinely wants to live.
Because at the end of the day, a home is more than an asset. It’s where life happens. And when a decision supports the life you truly want, it may look emotional from the outside, but often, it’s actually the smartest decision you can make.
When people ask me why so many individuals and families are choosing to move to Calgary, my answer is always the same: Calgary offers an incredible quality of life.
Over the years, Calgary has consistently been ranked as one of the best places to live in Canada and even the world, and honestly, it’s easy to see why. From affordability and career opportunities to access to nature, Calgary has so much to offer for people at every stage of life.
One of the biggest reasons people continue to choose Calgary is affordability. Compared to many other major Canadian cities, Calgary still offers an opportunity for homeownership that feels attainable for many buyers. While home prices have certainly increased over the years, Calgary remains significantly more affordable than markets like Toronto and Vancouver.
As of March 2026, the benchmark price for a detached home in Calgary sits around $565,600, compared to over $1 million in Toronto and more than $1.8 million in Vancouver. For many people relocating here, that difference can completely change what’s possible when it comes to lifestyle, space, and long-term financial goals.
Beyond housing prices, Alberta’s lower overall tax environment also makes a difference. With no Provincial Sales Tax or Land Transfer Tax, many Calgarians are able to stretch their income and savings further.
Of course, one of Calgary’s biggest lifestyle advantages is our proximity to the Rocky Mountains. One of my favourite things about living here is how easy it is to escape into nature. Within a short drive, you can be hiking, skiing, snowboarding, camping, or simply enjoying a weekend in the mountains.
Banff is only about 90 minutes away, which still amazes people who move here from other parts of the country. Having world-class outdoor recreation practically in your backyard is something many Calgarians never take for granted.
Calgary is also a city full of opportunity. We continue to see growth across a wide range of industries including energy, technology, agribusiness, transportation, life sciences, digital media, and fintech. Calgary has one of the strongest labour force participation rates in Canada, which continues to attract people looking to build careers and long-term stability.
What I also love about Calgary is that it balances big-city opportunity with a strong sense of community. Despite how much the city has grown, many neighbourhoods still maintain a connected, welcoming feel.
There’s also an incredible arts and culture scene here. The Calgary Stampede is obviously one of the city’s most iconic events and brings an amazing energy to Calgary every July, but there’s so much more beyond that. From music festivals and film festivals to cultural celebrations and local markets, there’s always something happening throughout the year.
Calgary is also one of Canada’s most diverse cities, with people from all over the world choosing to call it home. That diversity is reflected in our food, festivals, businesses, neighbourhoods, and community events, and it’s one of the things that makes the city feel so vibrant and welcoming.
As Calgary continues to grow, we’re also seeing exciting new communities and amenities emerge across the city. Whether someone is looking for an inner-city lifestyle, a family-focused suburban community, or quick access to parks and pathways, Calgary truly offers something for everyone.
At the end of the day, Calgary combines affordability, opportunity, lifestyle, and community in a way that’s becoming increasingly hard to find in many major cities. It’s one of the reasons I love living and working here, and why so many people continue to choose Calgary as the place they want to call home.
As we move further into the spring market, Calgary’s housing market continues to shift toward more balanced conditions overall, although what buyers and sellers are experiencing can still vary significantly depending on the property type and area of the city.
In April, we saw both sales activity and inventory levels rise compared to March, which is very typical for this time of year. However, sales were still down about six per cent compared to April of last year, reflecting a market that is gradually normalizing after several years of exceptionally strong demand.
One of the biggest changes we’re seeing right now is an increase in housing choice for buyers. Over the past few years, many buyers felt pressure to move quickly due to limited inventory and intense competition. As more listings come onto the market, that urgency has started to ease in many segments.
That said, Calgary is not experiencing one single market across all property types.
Detached homes, particularly in areas like the North West, West, and South districts, are still seeing relatively tight conditions with limited supply. In these areas, well-priced homes continue to attract strong interest and price stability remains fairly resilient. City-wide, the detached benchmark price reached $745,400 in April.
On the other hand, apartment-style condominiums are seeing much different conditions. Inventory levels continue to rise in the condo market, creating more options and negotiating power for buyers. With over four months of supply in the apartment sector, conditions are currently favouring buyers, and prices in many areas have adjusted compared to last year.
Row homes and semi-detached properties are sitting somewhere in the middle, with many areas experiencing more balanced conditions overall. What’s particularly interesting right now is how much location matters. Some districts continue to see stronger demand and stable pricing, while others are experiencing softer conditions and more price adjustments.
From a broader perspective, Calgary’s overall benchmark price reached $568,800 in April, with typical seasonal price gains occurring as we head into spring. However, prices remain slightly below last year’s levels overall, especially in the apartment condominium segment.
What I think is most important for buyers and sellers to understand right now is that strategy matters more than ever. We are no longer in the same highly competitive environment we experienced during the peak of rapid migration growth and low inventory. Today’s market requires a more nuanced approach depending on the property type, price point, and community.
For buyers, improved inventory means there are often more opportunities to take time, compare options, and negotiate more comfortably in certain segments of the market.
For sellers, preparation, pricing, and presentation remain incredibly important. Well-positioned properties are still selling successfully, particularly in segments where supply remains limited, but buyers are being more selective than they were a year or two ago.
Overall, Calgary’s market remains relatively healthy and balanced, but the experience can look very different depending on what and where you’re buying or selling. As always, understanding the local trends within your specific market segment is key to making informed decisions.
If you’ve been following Calgary real estate over the past couple of years, you’ve likely heard a lot about “blanket rezoning.” And right now, it’s back in the spotlight in a big way.
I’ve been getting quite a few questions about what’s happening, so I wanted to break it down in a simple, clear way, what’s changing, what’s being proposed, and what it could mean for homeowners, buyers, and investors.
Back in 2024, the City introduced a citywide rezoning policy that changed how residential land could be used. In simple terms, it allowed for more housing types, like duplexes, row homes, and townhomes, to be built in more neighbourhoods without needing a rezoning application each time.
The goal was to increase housing supply, create more options, and help address affordability.
Fast forward to today—City Council is now considering repealing that blanket rezoning policy.
If approved, the proposal would:
Revert most residential properties back to their previous zoning (pre-2024)
Reinstate the need for individual rezoning applications for multi-unit developments
Adjust rules within certain districts like R-CG (which currently allows for higher density housing)
In fact, about 99% of properties could return to their original zoning, which is a pretty significant shift.
From a practical standpoint, this could change how quickly (and easily) new housing gets built in Calgary.
If the repeal goes through:
Building a duplex, rowhome, or townhouse may once again require City Council approval
Development timelines could become longer and more complex
Some neighbourhoods may see less immediate density growth
Right now, under the current rules, many of these housing types can be built more easily. But that flexibility could be scaled back.
This isn’t finalized yet.
A public hearing began March 23, 2026, where Calgarians can share feedback
Council will make the final decision after that process
If approved, changes would take effect August 4, 2026
Until then, the current zoning rules are still in place.
Yes—and this is important.
Some properties may keep their current zoning, including:
Projects that already have approved permits
Applications submitted before key deadlines
Properties that were rezoned individually after the 2024 changes
So if you’re already in the development process, you may not be affected the same way.
Even if you’re not planning to develop property, this still matters.
Zoning plays a big role in:
Property value potential
Future redevelopment opportunities
Neighbourhood growth and change
Housing supply (and ultimately pricing)
The 2024 changes opened the door to more housing options across the city. A repeal could slow that momentum and bring things back to a more traditional development process.
This is one of those moments where policy and real estate really intersect.
On one hand, increasing density can help create more housing options and support affordability. On the other, I completely understand why some homeowners want more say in how their neighbourhood evolves.
Right now, we’re in a bit of a “wait and see” period.
If you’re thinking about buying, selling, or investing, especially in an area with redevelopment, this is definitely something to keep on your radar.
The biggest takeaway? Nothing has changed yet, but it could.
And depending on the outcome, this could shape how Calgary grows for years to come.
If you’re unsure how this might impact your property or future plans, I’m always happy to chat and walk through it together.
Over the next few months, we’re heading into one of the largest mortgage renewal waves Canada has seen in decades, and it’s something I’ve been talking about more and more with clients lately.
According to Canada Mortgage and Housing Corporation, about 1.15 million mortgages are set to renew this year. That’s a significant portion of homeowners, and for many, these mortgages were originally locked in when interest rates were much lower than they are today.
Understandably, a lot of people are starting to wonder what their next payment might look like, and what they should be doing now to prepare.
One thing I always tell clients is that renewal is one of the few times you can make changes to your mortgage without penalty. And the earlier you start looking at your options, the more control you have over the outcome.
Most lenders send out renewal notices several months in advance, sometimes up to six months before your maturity date. While that might feel early, I actually see it as an opportunity.
Starting early gives you time to:
Review your options without pressure
Understand what your new payments could look like
Make a plan that fits your current lifestyle and goals
Even if you ultimately stay with your current lender, having that plan in place ahead of time can take a lot of stress off your plate.
One of the biggest concerns I’m hearing right now is around higher payments. That jump in monthly payments when renewing at higher interest rates can cause a lot of stress, especially when we have economic uncertainty.
The first step is simply understanding the numbers. What will your payment look like at today’s rates? And how does that fit into your monthly budget?
If it feels like a stretch, there are options worth exploring.
For example, extending your amortization can help lower your monthly payments by spreading them over a longer period. While that may increase the total interest paid over time, it can provide some much-needed breathing room in the short term.
In some cases, refinancing might also make sense, especially if you have built up equity in your home. This could allow you to consolidate higher-interest debt, improve your cash flow, or restructure your mortgage to better align with where you are today.
Every situation is different, but the key is knowing what options are available before you make a decision.
It’s easy to focus only on the interest rate at renewal, but I always encourage clients to look at the bigger picture.
Features like prepayment options, penalties, and portability can have a big impact on how your mortgage works for you over the next few years. Sometimes, a slightly higher rate with better flexibility can actually be the better choice long-term. Or you could consider the lower rates and flexibility that comes with a variable rate mortgage in comparison to a fixed rate mortgage.
Renewal is also a great opportunity to reset and make sure your mortgage still aligns with your goals, whether that’s paying it down faster, improving cash flow, or planning for future moves.
Mortgage renewal doesn’t have to feel overwhelming. In most cases, it just comes down to reviewing your numbers, understanding your options, and making a plan early.
If your mortgage is coming up for renewal this year, I’m always happy to walk through it with you and help you make sense of it all. My goal is to make sure you feel confident in your decision, not rushed into one.
The one thing I would strongly recommend? Don’t leave it until the last minute, and avoid letting your mortgage automatically renew without reviewing your options first. A little bit of planning now can make a big difference later.
As we move further into spring, I’m starting to see some really interesting patterns take shape in the Calgary real estate market—and honestly, it’s not as simple as looking at one headline number.
On the surface, things might appear fairly balanced. But when I dig a little deeper (and this is where it really matters), the story changes quite a bit depending on the type of property you’re looking at.
So I wanted to break down what I’m seeing right now, what it means, and how it might impact you if you’re thinking about buying or selling this year.
In March, we saw 1,881 sales across Calgary, which is up from February but still about 13% lower than this time last year.
At the same time, inventory continues to rise—which is typical for this time of year as we head into the spring market. But here’s where things get interesting:
Inventory is higher than usual for condos and row homes
Inventory is still quite tight for detached homes
So while the overall market might look balanced, it’s actually very segmented right now.
And that’s something I’m talking about with clients almost daily.
The detached market continues to be the tightest segment right now.
There were 982 sales and 1,614 new listings in March, with just over two months of supply, which keeps things relatively competitive in many parts of the city.
In areas like the North West, West, South, and South East, we’re still seeing tighter conditions, meaning well-priced homes are continuing to attract strong interest.
The benchmark price for detached homes came in around $741,300, slightly below last year’s peak, but still holding relatively strong.
From what I’m seeing on the ground, buyers are still very active in this segment, but they’re also a bit more cautious and selective than they were last year.
Semi-detached homes are actually one of the more balanced segments right now.
Sales have been improving, inventory is sitting at more typical levels, and prices have remained relatively stable. The benchmark price is around $686,100, which is only slightly down from last year.
This is one of those segments that doesn’t always get a lot of attention, but it’s offering a really nice middle ground right now for buyers.
Row homes are where we’re starting to see a bit more of a shift.
Sales have slowed compared to last year, and inventory has increased—sitting about 25% above long-term trends, with close to three months of supply.
That increase in supply is giving buyers more choice, which naturally creates a bit more negotiating power.
Prices are holding relatively steady month-to-month, but are down about 6% year-over-year, which is something both buyers and sellers need to be aware of.
This is where we’re seeing the biggest shift.
Apartment-style condos have seen a significant rise in inventory, with 1,774 units available—approaching levels we haven’t seen since 2008.
At the same time:
Sales have slowed
Supply continues to grow
Months of supply is sitting around five months
All of that adds up to a market that clearly favours buyers.
The benchmark price is now around $300,300, down more than 9% compared to last year, with continued downward pressure in many areas.
If you’re a buyer, this is where you’re likely to find the most opportunity right now.
A lot of this comes down to supply.
Over the past year, we’ve seen:
A pullback in detached housing starts
A surge in apartment-style construction
So now we’re seeing the result of that—limited supply in some segments and an oversupply in others.
We’re also seeing demand spread out more, especially with slower migration compared to last year.
The surrounding areas are showing similar patterns, but with their own nuances.
Airdrie is sitting in a relatively balanced position, with prices stabilizing around $512,800
Cochrane is seeing rising inventory and more balanced conditions, with prices around $561,200
Okotoks still has relatively tight supply, helping support prices around $618,100
Overall, these markets are starting to feel a bit more stable compared to the intensity we saw last year.
Right now, I’m describing the market as a “multi-speed market.”
What that means is:
Detached homes = still competitive in many areas
Condos = much more buyer-friendly
Everything in between = somewhere in the middle
And because of that, strategy really matters.
There’s no one-size-fits-all approach right now. What works for a condo seller is very different from what works for a detached home seller, and the same goes for buyers.
If there’s one thing I’d say right now, it’s this:
The Calgary market is active, but it’s also evolving.
We’re not seeing the same conditions across the board, and that creates both challenges and opportunities depending on your situation.
If you’re thinking about making a move this year, whether buying, selling, or just exploring your options, it’s more important than ever to understand where your property fits within the bigger picture.
And as always, if you have questions or want to talk through what this means for you, I’m happy to help.
Spring always feels like a fresh start. The days get longer, the snow finally melts, and there’s a renewed energy that makes you want to open the windows, get outside, and tackle a few projects around the house.
I always tell homeowners that spring is one of the best times of year to take care of a few simple maintenance tasks. Not only does it help keep your home running smoothly, but a lot of these small jobs are proactive rather than reactive — meaning they can save you money and prevent bigger issues down the road.
Jeff Howells from Nu Level Inspections, shared some of his top spring maintenance recommendations for homeowners. Many of these tasks are quick and easy but can make a big difference in protecting your home.
After months of winter snow, ice, and wind, the outside of your home is usually the first place that needs attention.
One of the most important tasks is cleaning out your gutters and checking your downspouts. Over the fall and winter, leaves, debris, and ice can build up and block proper drainage. When spring rains arrive, clogged gutters can lead to water spilling over the sides and potentially causing damage to your roof, siding, or foundation.
It’s also a good idea to check your window wells and clear out any debris that may have collected during the colder months. This simple step helps prevent water from pooling around basement windows when heavy rain arrives.
While you're outside, take a moment to look up at your roof. You don’t necessarily need to climb up there — often you can spot potential issues right from the ground. Look for missing shingles, pieces that may have lifted, or areas that look worn from winter storms.
Spring is also the perfect time to inspect your deck before summer barbecue season begins. Look for loose boards, signs of rot, or railings that may need tightening. Catching these issues early helps keep your deck safe and ready for outdoor gatherings once the warmer weather arrives.
Another area homeowners sometimes overlook is grading and drainage around the house. Ideally, your yard should slope away from the foundation so that rainwater drains away rather than toward your home. If you notice any spots where water tends to pool, adding a bit of topsoil can often solve the problem.
Finally, don’t forget about your air conditioner. If you covered it for the winter, now is the time to remove the cover and make sure the unit is clear of leaves, dirt, or other debris. Taking a few minutes to check it now can help ensure it's ready to go when those hot summer days arrive.
Once the outside of your home is in good shape, there are a few simple tasks inside that are worth doing every spring.
After working hard all winter, your furnace will likely need a fresh filter. Changing the furnace filter every six months is a great habit to get into, and spring is the perfect reminder.
Another helpful maintenance task is flushing your hot water tank. Over time, sediment can build up inside the tank, which can reduce efficiency and shorten its lifespan. Draining part of the tank helps remove that buildup and keeps the system running smoothly.
Spring is also a great time to replace the batteries in your smoke detectors and carbon monoxide alarms. It’s a simple step that many people forget, but it’s one of the easiest ways to keep your home and family safe.
And if you shut off your outdoor water taps for the winter, don’t forget to open those shut-off valves again so they’re ready for gardening, washing the car, or watering the lawn.
There are also a few household systems and appliances that benefit from a little extra attention in the spring.
If your home has a furnace humidifier, it likely worked hard all winter. These units can collect calcium and mineral deposits from hard water, so giving the filter a quick clean can help keep it working efficiently. Many homeowners simply remove the component and soak it in vinegar or a cleaning solution like CLR to remove buildup.
If your home has a heat recovery ventilator (HRV), spring is a great time to clean the filters and core. Keeping the system clean helps maintain good indoor air quality and ensures the unit runs efficiently.
Gas fireplaces also benefit from a seasonal clean. The glass can develop a cloudy film over time, but it usually wipes clean easily with a simple vinegar and water solution.
And while you're in cleaning mode, don’t forget the kitchen exhaust fan. The filter can collect grease and dust over time, but a quick wash with soap and warm water can make a big difference.
The biggest takeaway from all of these tips is that a little maintenance goes a long way.
Many of these tasks take less than an hour but can help prevent costly repairs later on. Taking the time each spring to check these items can help protect your home, improve efficiency, and give you peace of mind heading into the summer months.
As someone who works with homeowners every day, I’ve seen how much regular maintenance can impact the long-term condition and value of a property. Whether you plan to stay in your home for years or are thinking about selling down the road, keeping up with these seasonal tasks is always worth it.
And if you ever have questions about preparing your home for sale, maintaining its value, or simply taking better care of it, I’m always happy to help.
When it comes to renovating or building a home, flooring is one of the most impactful decisions you can make. It affects the look and feel of your space, the comfort of your home, how easy it is to maintain, and even the long-term value of your property.
With so many options available today — from carpet and luxury vinyl to hardwood and tile — choosing the right flooring can feel overwhelming. Over the years, I’ve seen how the right choice can completely transform a home, while the wrong one can create frustration for homeowners later on.
If you’re planning a renovation or building a new home, here are a few key things to think about before making your flooring decision.
The first thing I always encourage homeowners to consider is how each room will actually be used.
High-traffic areas like entryways, hallways, and kitchens need flooring that can handle constant use. These spaces benefit from materials that are durable and easy to clean.
Other areas of the home, such as bedrooms or home offices, allow for more comfort-focused choices. Many homeowners prefer softer or warmer flooring in these spaces to create a more relaxing environment. Often people prefer carpet in bedrooms, favouring the warmth, but if you don’t want to compromise on functionality or style, hardwood or LVP can be a great option, while adding an area rug under the bed, is a nice balance between functionality and comfort.
Lifestyle also plays a big role. Homes with children, pets, or rental use typically benefit from more durable and low-maintenance flooring options, while quieter households may place more emphasis on aesthetics or comfort.
Each type of flooring comes with its own advantages, and the best option often depends on where it will be installed.
Carpet is known for its warmth, comfort, and sound absorption, which makes it a popular choice for bedrooms and basements. Modern carpets are also designed with improved stain resistance and durability.
Luxury Vinyl Plank (LVP) has become one of the most popular flooring options in recent years. It offers excellent durability, water resistance, and realistic wood or stone finishes. Because of this, it performs very well in kitchens, basements, and rental properties.
Hardwood and engineered hardwood remain timeless choices that add warmth and character to a home. Engineered hardwood is often preferred in modern homes because it offers better stability in environments where humidity levels fluctuate.
Tile is extremely durable and highly resistant to moisture, which makes it ideal for bathrooms, laundry rooms, and entryways. The trade-off is that it can feel cooler underfoot compared to other materials.
One of the most important questions homeowners should ask is how much maintenance they are comfortable with.
Some flooring materials require more regular care, while others are designed to be very low maintenance. If you have pets, young kids, or a busy household, materials that resist scratches and stains can make a huge difference in day-to-day life.
Another factor to consider is future repairs. Flooring systems that allow for individual plank or tile replacement can save time and money if damage ever occurs.
Something homeowners don’t always think about is what lies underneath the flooring.
The condition of the subfloor plays a major role in how well flooring performs over time. If a subfloor is uneven or damaged, it can lead to issues such as squeaking, movement, or premature wear.
Proper preparation, including leveling the subfloor when necessary, helps ensure the finished flooring looks great and performs as expected for years to come.
Flooring is a long-term investment, and while design trends can be exciting, it’s important to balance style with longevity.
Neutral tones and classic finishes tend to age better and provide flexibility if you decide to change décor in the future. Flooring that feels timeless today will often continue to feel relevant years down the road.
One of the best things homeowners can do when planning flooring is consult with a professional early in the process.
There are many factors that influence flooring choices, including moisture levels, heating systems, and transitions between rooms. Getting guidance from a flooring expert early on can help prevent costly changes later and ensure the product you choose is the right fit for your home.
Flooring has a huge impact on both the appearance and functionality of a home. By thinking about how each space is used, understanding the different material options, and planning for long-term durability, homeowners can choose flooring that supports their lifestyle and enhances their home for years to come.
And if you're ever thinking about renovations with resale value in mind, flooring is one of the updates that can truly make a difference.
As we move further into 2026, Calgary’s housing market continues to show very different conditions depending on the type of property. February’s numbers highlight something we’ve been seeing more clearly over the past several months — while some segments of the market remain tight, others are seeing increased supply that is giving buyers more options.
Overall, the market is sitting in relatively balanced territory, but the experience can look quite different depending on whether you’re buying or selling a detached home, townhouse, or condo.
Across Calgary in February, there were 1,526 sales and 4,822 active listings, which resulted in about three months of supply and a sales-to-new-listings ratio of 55%. While sales were down about 11% compared to last February, much of that decline was driven by slower activity in the row and apartment segments.
At the same time, the benchmark price for all residential property types in Calgary reached $560,500, which is about 1% higher than January, but still 4% lower than last year.
What’s particularly interesting right now is how different each property type is performing.
Detached homes remain one of the tightest segments of the market, particularly in more affordable price ranges.
In February there were 736 sales and 1,269 new listings, resulting in just under three months of supply. While that is considered balanced overall, many buyers are still finding limited options when looking for detached homes priced below $700,000.
Higher price ranges tend to be more balanced, while more affordable detached homes continue to see stronger competition.
The benchmark price for a detached home reached $734,300 in February, which was just over 1% higher than January, though still 3% lower than last year.
Market conditions also vary by area of the city. The West district and City Centre reported some of the strongest conditions and price growth, while the North East district is seeing more inventory and softer pricing.
Semi-detached homes actually reported the lowest months of supply of any property type in February.
There were 175 sales and 253 new listings, resulting in a 69% sales-to-new-listings ratio and just 2.4 months of supply.
While this is a smaller segment of the market, those tighter conditions helped support price growth. The benchmark price reached $682,200, which is over 2% higher than January and roughly in line with prices from last year.
Like other segments, price performance varied depending on the area, with stronger activity in the City Centre, North West, and West districts, while other areas saw slight declines.
Row homes saw an increase in sales in February compared to January, with 270 sales recorded.
At the same time, 491 new listings came onto the market. This helped bring the sales-to-new-listings ratio to 55%, which is considered balanced.
Inventory levels remain somewhat elevated, but stronger sales helped reduce the months of supply from over four months in January to just over three months in February.
The benchmark price for row homes reached $423,600, which is typical for seasonal price increases early in the year. However, prices are still about 5% lower than last February, with some districts seeing larger adjustments than others.
The most noticeable shift in the market right now is happening in the apartment condominium segment.
Even though new listings slowed slightly in February, there were still 753 new listings and only 345 sales, leaving the sales-to-new-listings ratio at just 46%.
This has led to rising inventory levels, with 1,580 condo units currently on the market and months of supply sitting well above four months.
As a result, this segment of the market continues to favour buyers.
The benchmark price for apartment condos dropped to $298,600, which is nearly 1% lower than January and over 9% lower than last year.
Supply levels vary significantly across the city. Some areas like the North East have over 11 months of supply, while others, like parts of the South district, are closer to balanced conditions.
One of the factors contributing to increased supply is the number of apartment projects currently under construction. Calgary saw record housing starts last year, with nearly 18,000 apartment units currently being built. While many of these units are intended for rentals, they still influence the broader condo ownership market.
What we’re seeing right now is a two-speed market.
Detached and semi-detached homes — particularly in more affordable price ranges — continue to see tighter conditions and limited supply.
At the same time, condo buyers have more choice than we’ve seen in several years, which is creating more negotiating power in that segment.
For sellers, the strategy depends heavily on property type, pricing, and location. Homes that are well-priced and well-presented are still selling, but the market is more sensitive than it was during the peak of the pandemic-era market.
As always, understanding the specific conditions for your property type and neighbourhood is key.
For a lot of millennials, home ownership hasn’t felt impossible — just distant. Something that lives somewhere between rising rents, student loans, lifestyle flexibility, and the very real feeling that the rules our parents played by don’t apply to us anymore.
That’s why when I talk to millennials about buying a home, I don’t lead with pressure. I lead with honesty, choice, and realism. Because this generation doesn’t need convincing — they need clarity.
Millennials value autonomy, transparency, and emotional security. What I see over and over again is that people aren’t delaying home buying because they don’t care — they’re delaying because they’re thoughtful. Many of us watched the 2008 financial crisis unfold during our formative years. We entered the workforce during uncertainty. We learned early that risk deserves respect.
So fear-based messaging and urgency tactics don’t land. What does land is context, information, and control.
That’s why the language we use around home buying matters more than ever.
Home ownership doesn’t need to be framed as a milestone you’re supposed to hit by a certain age. For most millennials, it makes far more sense to think of it as a tool — a way to stabilize monthly housing costs, build equity instead of absorbing rent increases, and create a living space that actually reflects your values and lifestyle. When ownership is positioned as flexible and customizable, it suddenly feels a lot more approachable. Markets will always fluctuate, but time in the market and finding the right home is more important than timing the market.
Market conditions also matter in how this story is told. Right now, in many parts of Canada, we’re seeing a real shift toward more buyer-friendly conditions. Inventory has improved. Negotiation power is back. Price growth has cooled. That means more choice, more leverage, and more time to make intentional decisions — which, honestly, suits millennials perfectly. Researching, comparing, and thinking things through isn’t a weakness. It’s a strength.
Interest rates are another topic that needs better framing. Yes, rates are lower than their recent peak — but more importantly, they’re stable and financeable. A lot of millennials assume today’s rates are historically high, when in reality they’re still well below what buyers saw in the 1980s and 1990s. What matters more is how rates interact with pricing, income, and flexibility. In a softer market, stable rates can actually create entry points that simply don’t exist during overheated cycles.
In Canada, interest rates are not set by individual cities or provinces. They are influenced at the national level by the Bank of Canada, which sets the policy interest rate based on conditions across the entire Canadian economy. This rate acts as a benchmark that lenders use when determining mortgage rates, lines of credit, and other borrowing costs. While banks ultimately set their own rates, they closely follow the Bank of Canada’s decisions.
When the Bank of Canada raises interest rates, it is usually responding to inflationary pressure — meaning the overall cost of goods and services is rising too quickly. Higher borrowing costs reduce how much consumers can afford to borrow, which in turn slows spending across the economy. In real estate, this often translates to reduced buyer affordability, fewer bidding wars, and more balanced or downward pressure on home prices.
On the other hand, when the Bank of Canada lowers interest rates, it is typically trying to stimulate economic activity. Lower rates make borrowing more affordable, encouraging consumers and businesses to spend and invest. In housing markets, this can support buyer demand, improve affordability, and help stabilize or revive real estate activity during slower economic periods.
It’s important to understand that interest rate changes are not designed to control real estate alone. Housing is just one part of a much larger economic system that includes employment, wages, consumer spending, and inflation. This is why a city or province may experience different market conditions than the national average, even though interest rates apply uniformly across the country.
Psychologically, millennials are also far more engaged when buying is framed as adaptable. First homes don’t have to be forever homes. They’re stepping stones. Chapters, not conclusions. Conversations around starter homes, co-ownership, rental potential, and future mobility help remove the fear of being “stuck” in one decision.
Most importantly, millennials want to feel respected in the conversation. They want to be informed, not sold to. They want advisors who acknowledge affordability concerns without minimizing them, and who are honest about trade-offs, timing, and readiness.
Home ownership becomes approachable when it’s positioned as one of several valid paths to financial and personal stability. In today’s changing Canadian market — with more balance returning and buyer-friendly conditions emerging — the opportunity isn’t about convincing you to buy its giving you the confidence to make informed decisions.
And for a generation that values intentional living above all else, that makes all the difference.
As we settle into the new year, I want to start by wishing you and your loved ones a happy, healthy, and steady year ahead. After the volatility of the past few years, stability has become something many of us truly value.
With 2025 now behind us, this feels like a natural moment to pause, reflect on what shaped Canada’s mortgage and housing markets over the past year, and look ahead at what 2026 may bring.
If 2024 marked the turning point for interest rates, 2025 was more about gradual relief and adjustment.
The Bank of Canada lowered its policy rate four times over the course of the year, bringing it from 3.25% down to 2.25% by late October, where it remained through year-end. Prime rates followed suit, offering welcome — though measured — relief for variable-rate borrowers.
Inflation stayed close to the Bank of Canada’s 2% target for much of the year, which helped ease pressure on everyday costs and gave policymakers room to lower rates without reigniting inflation concerns. While economic growth was uneven, Canada largely avoided a sharp downturn, supported by resilient employment and steady consumer spending.
Lower borrowing costs encouraged more buyers to re-enter the housing market, particularly through the spring and summer. National home sales trended higher compared with early 2025, and prices posted modest year-over-year gains. That said, affordability remained stretched in many regions, reinforcing the idea that the market was finding balance — not accelerating rapidly.
Housing supply and affordability also stayed front and centre for governments and regulators throughout the year. Budget 2025 included measures such as the expansion of the GST rebate for new purpose-built rental housing and changes aimed at improving access to insured mortgages. These initiatives are intended to support housing construction and ease affordability pressures over time, though their impact will continue to unfold.
As we move into 2026, the outlook is measured but constructive.
Most economists expect the Bank of Canada to remain on hold for much of the year, with limited room for further rate cuts unless economic conditions weaken meaningfully. Mortgage rates may drift modestly lower, but significant declines are unlikely. After years of volatility, this points to a more stable rate environment.
Housing activity is also expected to remain steady rather than surge. Pent-up demand and gradual affordability improvements should continue to support sales, but headwinds remain. Policy uncertainty, shifting immigration patterns, and softness in parts of the condominium market could weigh on activity in some regions, while tight supply is likely to limit broad price declines.
As a result, price growth in 2026 is expected to be modest and highly regional.
For many households, this will be an important year for decision-making — particularly for those facing mortgage renewals after locking in much lower rates several years ago. Planning ahead and reviewing options early will be especially important.
Whether you’re thinking about buying, renewing, refinancing, or simply want a clearer picture of your options, I’m here to help.
Often, a short conversation early in the year can make a meaningful difference later on. If you’d like to review your situation or talk through what 2026 could look like for you, feel free to reach out anytime.
Here’s to a steady, informed, and successful year ahead.
A slower start to the year, especially for higher-density homes
As we moved into January, Calgary’s real estate market took on a more measured pace — which is actually quite typical for this time of year. We saw 1,234 total sales, down about 15% from January last year, but still very much in line with long-term seasonal norms. Where things really shifted was in higher-density homes, as buyers took a bit more time before jumping back in after the holidays.
What I’m seeing — and what the data confirms — is that buyers are feeling less urgency right now. Inventory has been building across most segments, giving buyers more choice and more confidence to pause, compare, and wait for the right fit. At the same time, sellers didn’t hesitate to list early in the year, which caused the sales-to-new-listings ratio to fall to 44%, driven largely by apartments and row homes.
This push and pull between buyer caution and seller activity led to inventory rising to 4,391 homes, the highest January level we’ve seen since 2020. That said, conditions vary significantly by property type. Detached homes remain much tighter, while row and apartment homes are carrying more supply than we’ve seen in recent years. Overall months of supply now range from under three months for detached homes to around five months for apartment-style properties.
Pricing has also adjusted. After declines in the latter part of 2025, benchmark prices are lower than where we started last year. However, when we look at seasonally adjusted numbers, prices actually stabilized in January compared to the end of 2025. Year over year, total residential benchmark prices are down close to 5%, largely due to continued softness in the oversupplied row and apartment segments.
Detached properties continue to be one of the more balanced segments of the market. In January, we saw 657 sales and 1,243 new listings, similar to last year’s levels. Inventory rose to 1,753 homes, which is close to long-term averages for January.
With less than three months of supply and a 53% sales-to-new-listings ratio, conditions remain relatively balanced. The benchmark price came in at $724,000, slightly lower than December and just over 3% lower than last January. Price changes varied across the city, with minimal declines in the West and larger pullbacks — over 6% year over year— in the North East. Most of the month-to-month easing came from the City Centre and North West.
Semi-detached homes made up about 10% of total market activity in January, with 118 sales and 251 new listings. While activity picked up compared to December, new listings rose faster than sales, easing the sales-to-new-listings ratio to 47%.
Inventory increased modestly, but with about 3.5 months of supply, this segment is still considered fairly balanced. Rising supply since late 2025 has helped bring more price stability. The benchmark price sat at $667,000, essentially unchanged from December and only 1% lower than last year. Prices remain higher year over year in the North West and West, while other districts have seen slight declines.
Row homes faced more pressure in January. Sales dropped to 186 units, nearly 25% lower than last year, while supply continued to build. This pushed months of supply above four months, shifting conditions more clearly in favor of buyers.
Despite the increased competition, prices held steady month over month, with the benchmark price similar to December. That said, prices are still 5% lower than January 2025. The strongest monthly gains were seen in the City Centre and West, while the largest year-over-year declines occurred in the North East and East, where resale homes are competing heavily with new construction.
Apartments continue to be the most challenged segment of the market. January brought 787 new listings compared to just 273 sales, pushing the sales-to-new-listings ratio down to 35%. Inventory climbed to 1,435 units, the highest January level ever recorded.
With over five months of supply, downward price pressure persisted. The benchmark price declined to $301,200, nearly 1% lower than December and 8% lower than last year. Prices fell across every district, with year-over-year declines ranging from 6% in the City Centre to 13% in the North East.
Sales in Airdrie softened compared to last year but remained relatively strong for January, with 106 sales and 227 new listings. The sales-to-new-listings ratio eased to 47%, leading to a slight increase in inventory. Months of supply now sit just above three months, in line with long-term norms.
The benchmark price edged up month over month to $513,900, reflecting normal seasonal trends. However, prices remain 5% lower than January 2025, following adjustments last year.
Cochrane saw a notable rise in new listings, reaching 149 homes, the highest January level on record. With just 54 sales, the sales-to-new-listings ratio dropped to 36%, pushing months of supply to five months.
Prices have now trended down month over month for three consecutive months. As of January, the benchmark price was $550,800, nearly 2% lower than both December and last year.
Okotoks continues to face limited inventory, which is restricting overall sales activity. January recorded 33 sales and 52 new listings, resulting in a strong 63% sales-to-new-listings ratio. Inventory remained tight at 79 homes, keeping months of supply just above two months.
Prices were stable month over month, but the benchmark price of $599,500 is still 2% lower than last year, following price adjustments in 2025.
January feels like a reset month — more choice for buyers, less urgency, and a market that’s taking a breath before spring. Detached and semi-detached homes remain relatively balanced, while apartments and row homes are clearly offering more negotiating power for buyers. As we head toward the spring market, how inventory and buyer confidence evolve over the next couple of months will be key.
If you want to chat about what this means for your specific neighbourhood or your plans this year, I’m always happy to help.
If buying real estate is on your radar for 2026—whether it’s your first home or an investment property—this is the year to start preparing. Markets move in cycles, and as conditions begin to shift, opportunity often favours those who are informed, financially organized, and ready to act.
The outlook for 2026 suggests a softening market environment, which historically creates more breathing room for buyers. For first-time purchasers, this can mean less competition and more negotiating power. For investors, it may open the door to better pricing and long-term value. No matter your goal, the steps you take now can make a meaningful difference in what’s possible next year.
For many first-time buyers, the biggest challenge isn’t desire—it’s preparation. From saving for a down payment to understanding financing, the earlier you start building your foundation, the more confident you’ll feel when the right opportunity comes along.
In Canada, the minimum down payment depends on the purchase price:
5% on the first $500,000
10% on the portion between $500,000 and $1.5 million
Homes purchased at $1.5 million or more require a minimum of 20%
While these numbers can feel daunting at first, there are powerful tools designed specifically to help first-time buyers get there faster.
First Home Savings Account (FHSA)
The FHSA is one of the most impactful savings tools introduced in recent years. You can contribute up to $8,000 per year, to a lifetime maximum of $40,000. Contributions are tax-deductible, and withdrawals used toward the purchase of your first home are completely tax-free. In many ways, it combines the best features of a TFSA and an RRSP, making it an ideal vehicle for disciplined, long-term saving.
RRSP Home Buyers’ Plan (HBP)
Under the Home Buyers’ Plan, you can withdraw up to $35,000 per person from your RRSP to use toward your first home, tax-free, as long as the funds are repaid over time. For couples purchasing together, this can mean accessing up to $70,000 toward a down payment.
Used strategically, these tools can significantly accelerate your path to homeownership. Beyond saving, this is also the right time to focus on credit health, budgeting, and understanding your true purchasing power. Small adjustments now—such as reducing debt, setting up automatic savings, or meeting with a mortgage professional—can put you in a much stronger position next year.
If you’re considering adding an investment property in 2026, preparation is just as critical. Investment purchases require a minimum 20% down payment, making planning and capital allocation especially important.
As markets soften, increased inventory and pricing pressure can create stronger buying conditions—particularly for investors focused on long-term fundamentals rather than short-term speculation. This environment often rewards those who have taken the time to run the numbers, understand risk, and identify properties that align with their goals.
This is a year to:
Strengthen your savings strategy so capital is available when opportunities arise
Review your borrowing power and ensure your financing structure supports future growth
Analyze cash flow and rental demand, especially in neighbourhoods with strong employment, transit access, or long-term development plans
Think long-term, considering appreciation, tenant stability, and overall portfolio balance
Well-prepared investors aren’t simply reacting to the market—they’re positioning themselves ahead of it.
Real estate success isn’t built on guessing the perfect moment to buy—it’s built on preparation, clarity, and smart decision-making. Whether your goal is purchasing your first home, securing an investment property, or simply understanding what your options may be, having a clear plan creates confidence and flexibility.
2026 is shaping up to reward buyers who prepare early and move thoughtfully. By laying the groundwork now, you give yourself the freedom to act when the right opportunity presents itself.
Real estate goals aren’t achieved by timing the market perfectly—they’re achieved by being ready when opportunity shows up.
Calgary’s real estate market in 2026 feels a bit like a story unfolding in real time—gentle shifts, new openings, and more room for buyers to make thoughtful decisions. After several years of strong activity and rising prices, the market is beginning to soften. That doesn’t mean life has slowed down. It simply means the landscape is changing, and with that comes a different kind of opportunity.
Rather than reacting quickly in high-pressure situations, today’s buyers are able to step back, evaluate their options, and make choices that truly align with their lifestyle, budget, and long-term plans. Across property types, we’re seeing a market that rewards preparation, clarity, and intention.
For single-family homes, demand continues to be driven by lifestyle. Buyers are still prioritizing space for families, private backyards, proximity to schools, and communities where they can truly plant roots.
What’s different in 2026 is the pace. With inventory gradually increasing and competition easing, buyers are no longer facing bidding wars on most properties. This shift gives you room to focus on what matters most—location, lot size, condition, long-term resale potential—and to negotiate with greater confidence.
For sellers, this means that while demand remains, success now depends on thoughtful pricing, strong presentation, and clearly communicating what makes your home stand out.
Townhomes are becoming increasingly attractive to both first-time buyers and those seeking a balance between affordability and space. They often provide a more attainable entry point than detached homes, without sacrificing a sense of ownership or community.
In 2026, this segment is drawing interest from buyers who are weighing both lifestyle and long-term value. Sellers in this category should focus on highlighting what today’s buyers care about most: functionality, efficient layouts, and low-maintenance living. These practical features carry real weight for buyers navigating mortgage costs while still wanting room to grow.
Apartments and condos continue to appeal to buyers seeking flexibility, urban living, or an accessible price point. With the market softening, condo buyers have the advantage of time—time to compare buildings, understand fees, review reserve funds, and choose a home that truly fits their daily life, rather than making decisions based on limited options.
For sellers, presentation and transparency are key. Staging, clear communication about condo fees, upcoming projects, and building amenities help buyers look beyond square footage and envision what their life could look like in the space.
Across all segments, what’s shaping Calgary’s market isn’t just numbers—it’s people recalibrating how they want to live. Interest rates, employment trends, and broader economic factors are part of the backdrop, but at the heart of it all is choice. Buyers have more of it. And sellers must tell their property’s story more clearly than ever.
Get your financing in place early. Pre-approval isn’t just paperwork—it provides clarity, confidence, and a realistic understanding of your options.
Know your priorities. Separate must-haves from nice-to-haves so you can act decisively when the right property appears.
Think long term. The best purchase isn’t simply the best deal today—it’s the home that will support your life in the years ahead.
Price with care. In a softer market, realistic pricing attracts serious buyers and avoids stagnation.
Focus on presentation. Curb appeal, decluttering, and small updates can dramatically improve first impressions.
Communicate value. Share the story behind your home—upgrades, community features, and lifestyle benefits all help buyers connect emotionally and logically.
Calgary in 2026 is a market where thoughtful planning wins. Whether you’re buying your first home, upgrading, downsizing, or preparing to sell, this year rewards clarity, preparation, and a focus on real needs rather than reactive decisions.
Homes are more than investments—they’re where life happens. And in today’s market, you have the space to make that choice wisely.
After a few years of intense activity and rapid price growth, 2025 marked a noticeable shift in Calgary’s real estate market—and honestly, I think it’s a healthy one.
We finally saw more homes coming onto the market, thanks to record levels of new construction and increased listings across many property types. At the same time, demand cooled slightly due to lower migration levels and economic uncertainty earlier in the year. The result? A market that moved away from extreme seller conditions and into something much more balanced.
In real terms, that means buyers have more options and time to make decisions, while sellers need to be more thoughtful about pricing and presentation.
Detached homes still held their value fairly well, even though sales slowed. Some areas saw slight price declines as inventory increased, while others—especially in more central locations—continued to post modest gains. Overall, detached prices ended the year up just over one per cent.
Semi-detached homes followed a similar pattern but stayed stronger a little longer. Limited supply in some pockets helped keep prices moving upward, with this segment finishing the year nearly three per cent higher than last year.
What this tells me: demand for traditional family homes is still there—but buyers now have breathing room, and sellers need to price realistically.
Townhomes and condos experienced the biggest adjustments. Increased inventory and competition from new construction shifted these segments into balanced—or in some areas, buyer-friendly—conditions much earlier in the year.
Apartment-style condos, in particular, saw more price pressure as additional supply came online. Buyers benefited from more choice, while sellers had to work harder to stand out. By the end of the year, prices in these segments were down modestly compared to 2024.
For anyone considering a condo or townhome, this created opportunities to negotiate and take time choosing the right fit.
In Airdrie, rising supply and competition from new builds pushed prices slightly lower.
In Cochrane, demand remained strong and prices continued to climb, supported by newer housing stock.
In Okotoks, limited inventory kept conditions relatively tight, with some property types still seeing strong gains.
Each community is moving at its own pace, which makes local knowledge more important than ever.
Across Calgary and the surrounding region, we’re entering the new year with better inventory levels than we’ve had in the past three years. That doesn’t mean prices are collapsing—it means the market is normalizing.
Some segments are still performing well, while others are adjusting after a few very strong years. The most important takeaway? We’re no longer in a one-size-fits-all market. Conditions now depend on property type, price range, and location.
If you’re a buyer, this is a market that rewards preparation. You have more choice, more time, and more negotiating power than you’ve had in years.
If you’re a seller, strategy matters. Pricing accurately, presenting your home well, and clearly communicating its value are more important than ever.
From where I sit, this shift is a good thing. A balanced market allows people to make thoughtful decisions—not rushed ones. And when it comes to buying or selling a home, that’s exactly the kind of environment you want.
As we move into the winter months, I’m seeing our market shift in a way that’s very typical for this time of year. Activity has slowed slightly across the board — sales, new listings, and inventory have all pulled back compared to October. In November, we recorded 1,553 sales and 2,251 new listings, which pushed the sales-to-new-listings ratio to 69%. While this helped ease some inventory pressure, we still ended the month with 5,581 active listings — which is 28% higher than last year and about 15% higher than what we usually see in November.
Over the past few months, supply has consistently been sitting above typical levels, mostly due to growth in higher-density housing — our row and apartment segments. Much of this additional choice is connected to Calgary’s strong new-build sector, where some properties eventually make their way to the resale market, especially late in the year. Because of this, conditions in the apartment market — and to a lesser extent the row market — have leaned more toward a buyer’s market. In contrast, the detached and semi-detached markets remain relatively balanced, aside from a few pockets experiencing heavier competition from new construction.
Not surprisingly, this extra supply is having the biggest impact on pricing in the apartment and row sectors. Year-over-year, apartment prices are down 7% and row prices are down 6%. Detached home prices have eased by about 2%compared to last November, but they still sit above last year when we look at year-to-date numbers. Our total residential benchmark price for November came in at $559,000, nearly 5% lower than the same month last year.
In the detached segment, November saw 823 sales, just slightly below last year and still within normal activity for the month. New listings did pull back, which helped soften inventory compared to October, but we’re still sitting well above last year’s very low supply levels. Overall, supply is now more aligned with long-term norms, and months of supply continues to hover around three months — a sign of balanced conditions.
Prices did trend down month-over-month due to seasonal patterns. The detached benchmark for November came in at $733,000, nearly 2% lower than last November. But when we step back and look at the year-to-date picture, detached prices remain 1% higher than they were at this time last year. The majority of downward pressure is concentrated in the North East, North, and East districts, where competition from new builds is especially strong.
Semi-detached sales this month were consistent with last year and still well above long-term averages. However, with new listings higher than typical, inventory climbed to its highest November level in five years. Months of supply has now stayed above three months for three consecutive periods, bringing this segment into more balanced territory.
The benchmark price for semi-detached homes eased slightly this month to $671,700, but remained stable year-over-year. So far this year, this segment has shown the strongest price growth at nearly 3%, with the City Centre leading the way with a 4% increase, helping offset small declines in the North district.
Row home sales eased to 257 units this month — still above long-term trends, but lower than last year’s record-high November. What’s standing out here is supply: even though new listings were similar to last year and inventory followed a normal seasonal dip, we’re still sitting at the highest November inventory levels since 2018. This extra supply has kept months of supply slightly elevated for several months now and is placing pressure on pricing.
The row benchmark price for November was $424,400, down month-over-month and over 6% lower than last year. Year-to-date, row prices have dipped nearly 2%, with some of that decline driven by ongoing supply gains rather than just seasonal slowdown.
The apartment market continues to face the most significant supply challenges. November sales dropped to long-term norms, but new listings stayed elevated, and inventory reached a record high for the month of November. Months of supply is now hovering close to six months, and has been above four months since summer — firmly placing this segment in buyer-friendly conditions.
As a result, pricing has been adjusting for several months. November’s apartment benchmark price was $309,300, which is 7% lower than last year. Year-to-date, prices are down just over 2%, with the North East experiencing the largest pullback at nearly 5%. The only district where prices held flat this year was the West.
Airdrie is following typical seasonal patterns with sales, new listings, and inventory all easing month-over-month. Both sales and listings remained in line with long-term norms, but earlier inventory gains have carried through, leaving supply elevated for November. A growing number of newer homes hitting the resale market is part of the reason behind this. Prices have felt some of this pressure, and year-to-date detached benchmark prices are now sitting nearly 1% below last year — though still far above where they were several years ago.
Cochrane saw a seasonal pullback in new listings this month, but even with that, November still reached a record high for new listings. Sales remain strong for November, but not at a level that could offset the rise in supply. Inventory is now at its highest November point since 2018. Some of this activity is tied to new homes being listed on the resale market. Despite the recent supply gains, year-to-date detached prices remain almost 2% higher than last year.
Okotoks stood out this month with sales actually increasing compared to last month and holding steady with last year. This is likely connected to higher new-listing activity in both October and November, giving buyers more options. While inventory has trended up recently, it still sits well below long-term averages, keeping market conditions relatively tight. Prices have seen some minor seasonal adjustments, but overall, year-to-date prices across every property type remain higher than last year.
Selling your home doesn’t have to be overwhelming — in fact, with the right preparation, it can be an empowering and exciting experience. W0e’ve seen firsthand how small, thoughtful changes can make a big impact on buyer interest and final sale price.
Whether you're preparing to list soon or simply planning ahead, here are five proven strategies to help your home shine in today’s market.
Buyers need to be able to picture themselves living in your home, and that’s easier when the space feels clean, open, and neutral.
A few quick ways to get started:
Pack away personal photos and keepsakes
Store away items you don’t use daily to create more breathing room
Clear countertops and surfaces to make each room feel larger and more functional
A simplified space helps buyers focus on the home — not the belongings inside it.
Nothing says “well cared for” like a sparkling-clean home. A deep clean is one of the most cost-effective steps you can take before selling.
Be sure to:
Wash windows to enhance natural light
Deep clean carpets, floors, and grout
Dust fans, light fixtures, doors, and trim
Pay special attention to often-missed details like vents and baseboards
A spotless home sets the tone for a positive showing experience from the moment buyers walk through the door.
Every home has standout elements — your job is to let them shine!
Consider:
Positioning a cozy chair or décor around a fireplace to draw attention
Opening up spaces to emphasize flow and architectural features like built-ins
Adding simple pops of colour through pillows, blankets, or fresh flowers
Thoughtful staging brings your home’s story to life and helps buyers feel its full potential.
Lighting plays a huge role in how inviting a home feels. Aim to make every room bright, warm, and welcoming.
Try:
Opening all blinds and curtains to maximize natural light
Replacing burnt-out bulbs and using consistent colour temperatures
Adding floor or table lamps to soften shadowed areas
Bright spaces photograph better — and show even better in person.
Buyers appreciate clarity, so make sure each room communicates its intended use.
Ideas:
Transform an unused nook into a home office or reading corner
Remove items that distract from the room’s purpose (like gym gear in a bedroom)
Dress beds with crisp linens and plump pillows for a hotel-inspired feel
Purposeful staging shows buyers how every inch of your home can be enjoyed.
Curb appeal sets the tone before buyers even step inside. A few quick updates can make a lasting impact:
Power wash the walkway or driveway
Add a clean welcome mat
Place potted plants or seasonal décor near the entrance
A warm, inviting exterior encourages buyers to walk in with confidence and excitement.
By following these five simple strategies, you’ll create a listing that stands out and captures the attention of motivated buyers. If you’re thinking about selling or want advice tailored to your home, we’d love to guide you every step of the way.
Keeping your home looking its best is one of the simplest ways to protect its value whether you're preparing to sell soon or just want to enjoy a sparkling space every day. One of the most common issues we see in Calgary homes is hard water stains. Our mineral-rich water leaves behind chalky buildup on faucets, sinks, glass shower doors, and stainless steel appliances.
The good news? You don’t need harsh chemicals or expensive cleaners to tackle them. With a few eco-friendly household ingredients, you can restore shine to your surfaces safely, naturally, and inexpensively.
Below, we’ve rounded up our favourite realtor-approved, environmentally conscious methods to remove hard water stains and keep your home show-ready.
Hard water contains minerals like calcium and magnesium. When water evaporates, these minerals remain behind, leaving cloudy white spots or streaks—especially noticeable on shiny or reflective surfaces.
You'll most commonly find them on:
Stainless steel appliances
Faucets and showerheads
Sink basins
Glass shower doors
Toilets
Tile and porcelain surfaces
These stains can dull the look of a home, but the right natural cleaners make restoring shine easy.
These safe, sustainable cleaning methods use simple ingredients you likely already have in your kitchen—perfect for homeowners who want a greener clean.
Why it Works:
Vinegar’s mild acidity dissolves mineral buildup without damaging most surfaces.
What You’ll Need:
White vinegar
Water
Spray bottle
Microfiber cloth
How To Use It:
Mix equal parts vinegar and water.
Spray onto the stained area.
Let sit 5–10 minutes.
Wipe with a microfiber cloth and rinse clean.
Perfect for faucets, sinks, showerheads, and stainless steel.
Why it Works:
Baking soda is lightly abrasive, making it excellent for scrubbing without scratching.
What You’ll Need:
Baking soda
Water
Sponge or cloth
How To Use It:
Mix baking soda with water into a paste.
Apply to the stain and sit 10–15 minutes.
Scrub gently.
Rinse and dry.
Great for tubs, sinks, and stainless steel finishes.
Why it Works:
Lemon juice’s natural acidity breaks down mineral deposits, while baking soda boosts the scrubbing power.
How To Use It:
Apply lemon juice to the stain.
Sprinkle baking soda on top.
Let bubble for 5–10 minutes.
Scrub and rinse.
Works well on stainless steel, porcelain, and glass.
Why it Works:
This gentle acidic powder helps lift mineral residue without scratching delicate surfaces.
How To Use It:
Mix cream of tartar and water into a paste.
Apply, sit for 10–15 minutes, and gently scrub.
Rinse and dry fully.
A fantastic option for keeping appliances showing their best.
Why it Works:
Citric acid is highly effective for dissolving tough calcium and lime buildup.
How To Use It:
Mix citric acid powder with warm water.
Apply and let sit 10–15 minutes.
Scrub, rinse, and dry.
Perfect for shower doors and heavy-scale areas.
A little maintenance goes a long way especially if you're preparing your home for market. Try these quick habits:
Wipe down wet surfaces with a microfiber cloth after use.
Use a squeegee on glass shower doors daily.
Install a water softener to reduce mineral content long-term.
Clean regularly with vinegar or lemon to prevent buildup.
These small steps help keep your home sparkling and photo-ready for showings.
Hard water stains are a common challenge in many Calgary homes, but they don’t have to dull your space. By using simple, eco-friendly cleaning methods—vinegar, baking soda, lemon juice, cream of tartar, and citric acid—you can restore shine to your stainless steel and bathroom surfaces without harsh chemicals.
Whether you’re maintaining your home for personal enjoyment or prepping it for potential buyers, these natural cleaning solutions help keep your home looking its absolute best.
If you ever need advice on preparing your home for sale or want personalized tips to improve your home’s value—we’re always here to help!
If your mortgage term is coming up for renewal, you’re not alone — thousands of Canadian homeowners face this same decision every month. And while it might seem like a simple “sign and renew” situation, taking a bit of time to review your options can make a big difference. A little research and negotiation now could save you thousands of dollars in interest over the life of your mortgage.
When your term ends (usually every 1 to 5 years), you’ll need to renew your mortgage — either with your current lender or with a new one. Most people stick with their existing lender for convenience, but that can sometimes mean missing out on better rates or terms. You’ll usually get a renewal statement a few months before your current term expires. It outlines your remaining balance, new rate, and payment schedule. That’s your cue to take a closer look and decide if it’s time to negotiate or shop around.
Here’s what I recommend: start by reviewing your current mortgage details. Are you comfortable with your payment amount and frequency? Would you like to pay off your mortgage faster, or do you need a bit more flexibility in your budget right now? Once you know what you want, compare renewal rates from different lenders — even a small rate difference can translate to thousands in savings.
If another lender offers a better rate, you can either switch or use that information to negotiate with your current one. Many lenders are open to matching or beating competitor offers. When you’ve chosen your new term and rate, you’ll simply sign the updated documents — typically online or through your lawyer.
A great way to see your potential savings is to use a mortgage renewal calculator. It lets you play around with different rates, terms, and payment schedules so you can see how those changes would impact your total costs over time.
Mortgage renewal rates change with market conditions, so if rates have gone up since your last term, your payments might increase. However, by starting early — ideally three to six months before your renewal — you give yourself time to shop around and lock in a great rate before it’s too late.
Here are a few renewal tips that I’ve seen work well for clients:
Start early: Don’t wait until your renewal letter arrives — begin comparing options in advance.
Consider your payment frequency: Bi-weekly payments can help you pay off your mortgage faster and reduce total interest.
Negotiate with confidence: If you’ve received competing offers, show them to your lender — it could help you secure a lower rate.
It’s also important to renew on time. If you don’t, your lender could automatically roll your mortgage into a higher “default” rate — increasing your monthly payments and overall costs. In rare cases, missing your renewal altogether could even trigger foreclosure proceedings, so it’s definitely something to prioritize.
Renewal time is also a great opportunity to re-evaluate your financial goals. Maybe you’d like to shorten your amortization to become mortgage-free sooner, or extend it slightly to lower your payments if cash flow is tight. You can also adjust your term length or payment schedule based on your future plans. Just keep in mind that stretching your amortization might mean paying more interest over time.
If you’re thinking of switching lenders, it’s worth noting that you may need to re-qualify, update your financial documents, and pay small fees like appraisal or discharge costs. The good news? Many lenders will actually cover some or all of those fees to earn your business — so it never hurts to ask. And if your mortgage is insured, let your new lender know; they can use your existing insurance certificate, saving you from paying for new coverage.
The key takeaway: start early, compare rates, and don’t be afraid to negotiate. Your mortgage renewal is more than just paperwork — it’s an opportunity to align your financing with your current goals and possibly save a substantial amount of money.
If you’re unsure whether it’s best to renew, refinance, or switch lenders, I’d be happy to connect you with trusted local mortgage experts who can help you review your options and secure the best possible rate for your situation.
As we moved through October, Calgary’s real estate market showed a slight shift in pace. New listings slowed down while sales picked up, keeping overall conditions relatively balanced across most property types. With just over 6,400 homes in inventory and 1,885 sales, our market sits at about three and a half months of supply — down from four months in September. This balance is good news for both buyers and sellers, especially after the busy summer months.
We’re seeing the most stability in detached and semi-detached homes, while apartment and row-style properties are facing higher inventory levels, which is putting a bit of downward pressure on prices.
So far this year, total city sales have reached just over 20,000, about 16% lower than last year, though still consistent with long-term trends. The biggest slowdowns have been in apartment and row-style homes — and that’s largely due to improved rental supply and easing rents, which have shifted some demand away from ownership in those categories.
Citywide, Calgary’s benchmark price in October was $568,000, down about 1% from September and roughly 4% lower year-over-year. The largest price adjustments have been in the row and apartment segments, which are down about 6% and 7% respectively compared to last fall.
Detached homes remain one of the more balanced areas of the market. October sales reached 1,012 units, an improvement from last month but still about 5% lower than last year. With 1,593 new listings, the sales-to-new-listings ratio rose to 64%, and inventory eased to 2,913 units.
While we’re slightly above long-term inventory averages for October, supply remains far healthier than we saw between 2015 and 2019. Detached benchmark prices have adjusted slightly to $744,400, about 1% lower year-over-year, but trends vary widely by area — some inner-city communities have seen gains of nearly 2%, while areas like the Northeast are down about 5%. Even so, prices for detached homes remain 1% higher year-to-date.
Semi-detached properties saw a boost in sales this month while new listings slowed. The sales-to-new-listings ratioclimbed to 57%, which is slightly below typical October levels but still high enough to keep conditions balanced. With 186 sales and 613 units in inventory, we’re sitting at just over three months of supply — an improvement from the extreme lows of last year.
Prices have dipped slightly in recent months but continue to hold steady overall, with an October benchmark of $683,100, up about 1% year-over-year and 3% higher year-to-date.
Row homes have seen some of the most noticeable changes this year. October brought 275 sales, with year-to-date totals down 17% from last year. Meanwhile, new listings continue to climb, hitting record highs for October. With 1,054 unitson the market, inventory is now 32% higher than long-term averages, leaving about four months of supply.
This increase in supply has weighed on prices, which are now sitting at $431,200 — down 1% from September and 6% lower than last year. Year-to-date, prices have slipped about 1.5%, with the most notable declines in the North and Northeast districts.
Apartment condos continue to experience buyer’s market conditions, which have now stretched to nearly six months. October saw 412 sales and 1,891 active listings, keeping months of supply elevated around five months.
The benchmark price for condos sits at $318,200, down 1% from last month and 7% lower year-over-year. On a year-to-date basis, prices are about 2% lower, with the largest drops seen in the Northeast and Southeast where supply remains high and competition from new builds continues to impact resale values.
Airdrie:
Activity in Airdrie slowed through October, with new listings hitting a record high for the month. Inventory sits at 535 units with 136 sales, keeping months of supply above four months. Prices have been gradually easing since spring, sitting at $520,400, down 1% from September and 5% lower than last year.
Cochrane:
Cochrane’s market stayed relatively steady, with sales improving slightly over last month. New listings dipped, helping balance inventory levels at around four months of supply. Prices remain strong, holding at $585,200, up 2% year-over-year and nearly 4% higher year-to-date. Some of that strength may be linked to a higher share of newer homes entering the resale market.
Okotoks:
Okotoks saw a notable rise in new listings this month, which helped ease long-standing inventory challenges. Despite slower sales, supply remains low compared to historical trends, helping to support prices. The benchmark price for October was $618,600, up slightly from last month and consistent with last October, with year-to-date prices up about 1%.
Overall, Calgary’s market remains stable and balanced heading into the final months of 2025. Detached and semi-detached homes continue to perform well, while apartment and row segments are seeing more inventory and softer pricing — creating opportunities for buyers who have been waiting for more choice.
As always, market conditions can vary by neighbourhood, so if you’re curious about what these trends mean for your specific community or property, I’d be happy to walk you through the latest numbers and what they could mean for your goals.
Ever walk into someone’s home and immediately think, “Wow, this place just feels so put together!” It’s not luck or magic—it’s intentional organization. The good news? You don’t need to spend an entire weekend decluttering or buy expensive furniture to achieve that same feeling. Sometimes, all it takes are a few smart, simple swaps that make your space look (and feel) instantly more organized.
Here are five of my favourite go-to items that can make any room in your home feel effortlessly tidy, stylish, and under control.
Clutter has a sneaky way of collecting behind closed doors—in kitchen cabinets, pantries, and closets. The easiest way to bring order to the chaos? Bins. They group similar items together so you can see exactly what you have, preventing overbuying (no more ending up with three jars of peanut butter!). Labels take things up a notch, adding both function and style. They make it easy for everyone in your household to know where things belong—no excuses for misplaced snacks or cleaning supplies.
Pro Tip: Clear bins are your best friend. You can instantly see what’s inside without rummaging through piles.
Where to Use Them: Kitchen and pantry shelves, bathroom cupboards, garage storage, basement bins, or playrooms full of toys.
If your closet feels chaotic, mismatched hangers are often the culprit. Switching to matching hangers instantly creates a uniform, polished look—like your own boutique at home. Not only does it look neater, but it also helps your clothes hang evenly, making it easier to find what you need.
Pro Tip: Choose hangers with a metal hook for a sleek finish. Wooden hangers look timeless and sturdy, while velvet ones save space and keep delicate fabrics from slipping.
Where to Use Them: Bedroom closets, front entryways, and mudrooms—anywhere you hang coats or clothing.
We all have that one drawer—the “junk drawer.” It’s full of batteries, random cords, tape, and who-knows-what-else. Drawer dividers can turn that chaos into calm by creating specific spaces for everything. Suddenly, finding scissors or pens isn’t a hunt; it’s a quick grab.
Pro Tip: Use small adhesive glue dots (you can find them on Amazon) to keep your dividers from shifting around when you open or close drawers.
Where to Use Them: Kitchen drawers, bathroom vanities, office desks, and dresser drawers—basically anywhere small items tend to pile up.
Turntables, or Lazy Susans, are one of those organizational tools that make you wonder how you ever lived without them. They’re perfect for those awkward spaces where items tend to get lost or knocked over—like in a pantry, fridge, or under the sink. Just give it a spin, and everything is right at your fingertips!
Pro Tip: Try a two-tier turntable for extra vertical storage or a divided one for separating small items like craft supplies or skincare products.
Where to Use Them: Pantry (spices, oils, condiments), fridge (dressings and sauces), under-sink cabinets (cleaners), bathrooms (beauty and skincare), or craft areas (markers and pencils).
Few things make a space feel messy faster than a tangle of cords. Whether it’s behind the TV, under your desk, or next to your nightstand, managing cables instantly makes a room feel calmer and more intentional. Use cord clips, zip ties, or a sleek cable management box to keep cords out of sight. You can even find side tables or desks with built-in holes for threading cables neatly.
Pro Tip: Label your cords! You’ll thank yourself later when you’re trying to unplug your phone instead of your Wi-Fi at midnight.
Where to Use Them: Behind TVs, desks, nightstands, or kitchen counters where appliance cords often pile up.
You don’t need to overhaul your entire house to feel more put together—just start with one area. Try swapping out hangers in your closet, adding a turntable under your kitchen sink, or labeling a few bins in your pantry. Small, intentional changes can transform the way your home looks and feels, making daily life smoother and more enjoyable.
A few simple organization tools can do more than just tidy up—they bring a sense of calm and control that instantly elevates your space. Start small, and you’ll be amazed at how quickly your home starts to feel more stylish, functional, and stress-free.
I’ve been talking to a lot of buyers lately who are wondering if they should “wait for the bottom” before purchasing — hoping prices might drop just a little more. I completely understand the hesitation, but here’s the reality: the market rarely rewards waiting. Right now, we’re in a unique moment where conditions actually favor buyers — and those who move sooner rather than later are likely to come out ahead.
One of the biggest advantages you have today is choice. There’s more inventory on the market than we’ve seen in quite some time, which means you can be selective — compare homes, neighborhoods, and price points without the bidding wars and pressure we saw in past years. But this won’t last forever. Historically, when supply levels rise like this, it’s followed by a tightening market where competition and prices both climb.
Pricing is also working in buyers’ favor. Sellers are listing more realistically and open to negotiating, which means there’s real value to be found right now. By the time the market clearly starts to rebound, those opportunities will be gone.
And while interest rates have adjusted, they’re still reasonable compared to long-term averages — and most importantly, they give you stability. Waiting in hopes of catching a slightly lower rate can backfire if prices rise in the meantime, offsetting any savings. Remember: you can always refinance later, but you can’t go back and buy at yesterday’s prices.
Real estate always moves in cycles — and when the market shifts back toward sellers (as it inevitably will), the buyers who took advantage of this window will be glad they did. Delaying a decision could mean paying more for the same home later or missing out on the one that’s just right for you.
If you’ve been thinking about buying, now is the time to explore your options. You’ve got more selection, fair pricing, and an opportunity to negotiate — all things that don’t usually line up at once. Let’s chat about what that could look like for you and start putting a plan in place while these conditions are still in your favor.
The 1,720 sales in September were not high enough to offset the 3,782 new listings coming onto the market, driving further inventory gains as we move into the fall. There were 6,916 units in inventory in September, 36 per cent higher than last year and over 17 per cent higher than levels traditionally reported in September. Both row and apartment style homes have reported the largest boost in supply compared to long-term trends.
“Supply levels have been rising in the resale, new home and rental markets. The additional supply choice is coming at a time when demand is slowing, mostly due to slower population growth and persistent uncertainty. Resale markets have more competition from new homes and additional supply in the rental market, reducing the sense of urgency amongst potential purchasers. Ultimately, the additional supply choice is weighing on home prices,” said Ann-Marie Lurie, CREB® Chief Economist.
Supply levels relative to demand typically drive shifts in home prices. In September, the sales to new listings ratio dipped to 45 per cent, and the months of supply pushed up to four months for the first time since early 2020. This is a higher level of supply compared to demand than is typically seen in the Calgary market and, should this persist, we could see a market that shifts more in favour of the buyer. However, conditions do vary by property type, price range and location.
Inventory gains for apartment style homes over the past several months have contributed to buyer market conditions in this segment, driving year-over-year price adjustments of over six per cent for a total benchmark price of $322,900 in September. While the detached segment has also seen a rise in the months of supply, it has not been as high as the apartment condo sector. At a benchmark price of $749,900, detached home prices are only one per cent lower than last year, with most of the adjustments driven by the North East and North districts.
Detached:
Sales in September slowed to 859 units, nine per cent lower than last year and below long-term trends for September. At the same time, new listings rose to 1,905 units, causing the sales to new listings ratio to fall to 45 per cent, levels not seen since 2018. While there has been an unexpected shift in September, it is too early to tell if this trend will continue as prior to this month the detached market has remained relatively balanced. Improved supply choice is causing prices to decline relative to the record highs reported during the spring. As of September, the unadjusted benchmark price was $749,900, down nearly one per cent from both last month and last year. While prices have eased from peak levels across all districts, the largest decline occurred in the North East and East district at over six per cent. Despite recent adjustments on a year-to date basis, prices remain nearly two per cent higher than last year’s levels, with the City Centre reporting the highest gain at over four per cent.
Semi-Detached:
New listings rose to 361 units in September, while sales fell to 156 units, causing the sales to new listings ratio to drop to 43 per cent. This also caused a rise in inventory levels and the months of supply pushed up to nearly four months. This is a significant shift compared to last month, where there was less than three months of supply. Like the detached sector, it is too early to say if this trend will continue, but so far it has had minimal impact on home prices. As of September, semi-detached price was $684,800, slightly lower than last month and nearly one per cent higher than last year. Year-to-date price growth has been the highest for semi-detached homes at over three per cent, as this segment took longer to shift from a seller's market to one that was more balanced. Most of the price growth was driven by gains reported in the City Centre.
Row:
Following a pullback last month, new listings posted modest monthly gains. The 592 new listings were met with 304 sales, causing the sales to new listings ratio to fall to 51 per cent. This is not as low as the other property types and at these levels it was enough to prevent any further monthly gain in the already elevated inventory levels. September inventory levels were 1,099 units, the highest September level reported since 2018, and 30 per cent higher than longer-term trends for the month. The largest gains in inventory occurred in the North East district, which also reported the highest months of supply and price decline compared to last year.
More supply choice has impacted resale prices, with the unadjusted benchmark price being $437,100. This is down less than one per cent over last month and nearly five per cent lower than last year’s prices. Year-to-date price adjustments have been much smaller at one per cent, as declines in the North East, North and South East districts offset the gains reported in other parts of the city. Apartment Condominium The most significant adjustment in the market occurred in the apartment condominium sector as improving rental supply, delayed adjustments in interest rates and improved selection for other property types has slowed apartment style demand from both first-time buyers and investors. September reported 401 sales and 924 new listings, dropping the sales to new listings ratio to 43 per cent and causing inventory to rise to 1,999 units.
The rise in supply caused the months of supply to push up to five months, the first time it has done that since 2021. As elevated levels of supply have persisted since June, prices have been trending down. As of September, the benchmark price was $322,900, down over one per cent compared to last month and over six per cent compared to last year. The year-to-date price adjustment has been just over one per cent. Condo prices have slid across all districts compared to last September. The largest decline occurred in the North East district at over ten per cent, while the smallest decline occurred in the City Centre at five per cent.
I’ve been talking to a lot of buyers lately who are wondering if they should “wait for the bottom” before purchasing hoping prices might drop just a little more. I completely understand the hesitation, but here’s the reality: the market rarely rewards waiting. Right now, we’re in a unique moment where conditions actually favor buyers and those who move sooner rather than later are likely to come out ahead.
One of the biggest advantages you have today is choice. There’s more inventory on the market than we’ve seen in quite some time, which means you can be selective compare homes, neighborhoods, and price points without the bidding wars and pressure we saw in past years. But this won’t last forever. Historically, when supply levels rise like this, it’s followed by a tightening market where competition and prices both climb.
Pricing is also working in buyers’ favor. Sellers are listing more realistically and open to negotiating, which means there’s real value to be found right now. By the time the market clearly starts to rebound, those opportunities will be gone.
And while interest rates have adjusted, they’re still reasonable compared to long-term averages and most importantly, they give you stability. Waiting in hopes of catching a slightly lower rate can backfire if prices rise in the meantime, offsetting any savings. Remember: you can always refinance later, but you can’t go back and buy at yesterday’s prices.
Real estate always moves in cycles and when the market shifts back toward sellers (as it inevitably will), the buyers who took advantage of this window will be glad they did. Delaying a decision could mean paying more for the same home later or missing out on the one that’s just right for you.
If you’ve been thinking about buying, now is the time to explore your options. You’ve got more selection, fair pricing, and an opportunity to negotiate all things that don’t usually line up at once. Let’s chat about what that could look like for you and start putting a plan in place while these conditions are still in your favor.
Integrity isn’t built by explaining decisions after the fact. It’s built by making intentional choices in advance and following through on them. This principle—known as pre-decision or pre-logging—is a simple yet powerful shift that can transform habits, build consistency, and strengthen self-trust.
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The Lesson Behind Pre-Logging
When working with clients, health coaches often recommend logging meals to encourage awareness and accountability. However, one subtle adjustment makes all the difference: instead of logging meals after they are eaten, pre-log them the night before.
This small shift forces alignment between intention and action. The individual no longer negotiates with cravings in the moment or hides poor choices after the fact. Instead, decisions are already made, and the only step left is execution.
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Why Pre-Deciding Works
The principle of pre-decision applies far beyond health. It works because it:
• Eliminates decision fatigue. Choices are made in advance, leaving less room for hesitation or negotiation later.
• Builds self-trust. Following through on pre-set commitments reinforces confidence and consistency.
• Prevents rationalization. There’s no need to justify poor decisions after the fact when they’ve already been intentionally set aside.
• Creates momentum. Repeated small, intentional actions compound into meaningful long-term results.
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Applying Pre-Decision in Everyday Life
Pre-decision can improve nearly every area of life:
• Health: Plan meals and workouts a day in advance and stick to the plan.
• Work: Schedule calls, writing sessions, or deep work blocks on the calendar before the day begins.
• Personal Growth: Decide ahead of time when to read, journal, or meditate instead of “fitting it in.”
• Finances: Set spending limits before the weekend to avoid Monday regret.
The concept is universal: integrity is built in the pre-decision, not the post-justification.
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Pro-Tip for Building Integrity
Start by pre-logging three commitments for the next day—meals, workouts, or work tasks. Treat these commitments as promises and follow through. Over time, this practice strengthens discipline and creates the consistency that drives real growth.
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✨ Pre-deciding transforms vague intentions into actionable commitments. By setting intentions before the moment of choice, it becomes far easier to stay aligned with goals, values, and the person one wants to become.
“This article was originally written by My Next Billion.”
One of my favourite things about Calgary is how our communities each tell their own story. While the city has grown into a thriving, modern hub, our heritage neighbourhoods still carry the character and history that shaped Calgary into what it is today. For anyone who loves charm, community, and a sense of connection to the past, these areas are truly special.
Let’s take a look at some of Calgary’s oldest neighbourhoods and how they’ve evolved—plus what they have to offer buyers and homeowners right now.
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Inglewood: Calgary’s First Neighbourhood
Inglewood, established in 1875, is where Calgary began. With landmarks like Fire Station No. 3 and the Hunt House—the oldest building still on its original site—Inglewood blends history with a vibrant, modern lifestyle. Today, it’s also home to art galleries, international restaurants, boutique shops, and even the Inglewood Bird Sanctuary.
Detached homes in Inglewood have a benchmark price of $711,400 (as of August 2025), making it a desirable area for families, creatives, and anyone drawn to its unique atmosphere. It’s always one of my top picks for clients who want soul and character in their community.
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Downtown West End: Historic Meets Urban
Downtown West has been around since 1884, and its transformation has been dramatic. From single-family homes to high-rise condos, the neighbourhood has evolved into a lively mix of historic landmarks like the Mewata Armoury and contemporary towers.
With apartments averaging $363,214, this neighbourhood offers great opportunities for those looking for urban energy paired with quick access to the Bow River pathways.
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Eau Claire: Riverside Living with Character
Eau Claire, founded in 1886, was originally home to lumber mill workers. Today, it’s a blend of luxury high-rises, historic charm, and unbeatable access to Prince’s Island Park and the Bow River.
The benchmark apartment price here is $519,371, reflecting its reputation as one of Calgary’s most desirable inner-city spots. Clients who want a mix of outdoor lifestyle and city convenience often find Eau Claire the perfect fit.
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Mission: French Roots and Modern Energy
Once known as Rouleauville, Mission’s French-Catholic heritage is still visible in its street names and historic landmarks like St. Mary’s Cathedral. Today, Mission is one of Calgary’s liveliest communities, with tree-lined streets, heritage homes, and endless dining options.
Apartments average $370,385, making Mission an attractive choice for buyers looking for culture, charm, and a central location.
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Sunnyside: Community Feel with Historic Charm
Since the 1880s, Sunnyside has balanced history with community. With heritage homes, cozy coffee shops, and a true village vibe along 10th Street NW, Sunnyside is a favourite for many Calgarians.
Apartments here average $307,200, and the mix of heritage and modern options makes it a versatile choice for both first-time buyers and long-time residents.
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Bowness: Small-Town Feel in the City
Bowness, annexed into Calgary in 1964, still feels like its own small town. Home to Bowness Park and full of local businesses, this neighbourhood is known for its diversity and recreational opportunities.
Row homes average $323,157, while semi-detached homes sit at $710,385. Bowness appeals to a wide range of buyers—from families to retirees—who want character, value, and a strong sense of community.
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Why Heritage Neighbourhoods Matter
Calgary’s heritage neighbourhoods aren’t just about beautiful old homes. They’re about character, walkability, history, and community spirit—the things that make a house feel like home. Prices and styles vary widely across these communities, which means there’s something here for everyone.
If you’ve been curious about buying or selling in one of Calgary’s historic neighbourhoods, now is a great time to take a closer look. These communities continue to attract buyers who appreciate their timeless appeal and long-term value.
📩 If you’d like to talk through what these neighbourhoods could mean for your next move, let’s connect—I’d love to share my insights and help you find the right fit.
The Calgary market is seeing some big changes this fall. As supply continues to grow, especially in higher-density housing like apartments and row homes, we’re starting to see price adjustments across the city. For buyers, this means more choice. For sellers, it means strategy is more important than ever.
In August 2025, Calgary’s total residential benchmark price was $577,200—down from last month and nearly 4% lower than last year.
Supply Growth Is Changing the Market
Sales slowed to 1,989 in August, almost 9% lower than last year. While demand is still stronger than long-term trends, supply has been climbing. With 6,661 homes on the market (the highest August inventory since 2019), months of supply have risen to 3.4 months.
This shift means Calgary is no longer sitting firmly in a sellers’ market. Conditions are becoming more balanced, though results vary by property type, price point, and district.
As CREB® Chief Economist Ann-Marie Lurie explained: “The most significant price adjustments are occurring for row and apartment style homes as they are also the product type that are facing the largest gains in supply choice.”
Market Snapshot by Property Type
• Detached Homes
Detached sales eased to 995 units in August, while new listings climbed to 1,748 units. Inventory hit 3,051 homes, the highest August since 2020.
• Benchmark price: $755,600 (down 1% from last month and last year).
• District breakdown: Biggest declines in the North East and East (–5%), while the City Centre is still up over 2%.
• Semi-Detached Homes
Semi-detached homes remain one of the steadier segments. With sales-to-new-listings at 67%, inventory hasn’t climbed as much as in other categories.
• Benchmark price: $687,200 (down slightly from last month, but 1% higher than last year).
• City Centre leads with the strongest growth, while the North East, East, and North reported price declines.
• Row Homes
Row sales have slowed significantly, with inventory pushing to the second highest August on record.
• Benchmark price: $439,600 (down nearly 5% from last year and the fourth straight monthly decline).
• The steepest price drops were in the North East, North, South, and East districts, where supply is highest.
• Apartment Condos
This is where the market is feeling the most pressure. With 877 new listings vs. 449 sales, supply is outweighing demand.
• Benchmark price: $326,500 (down nearly 6% year-over-year and the fifth straight monthly decline).
• The North East saw the sharpest drop at –11%, while the City Centre and West also reported declines.
Surrounding Areas
• Airdrie: Prices dipped to $531,100 (–4% year-over-year) as supply reached the highest level since before the pandemic.
• Cochrane: Prices held steady at $589,100, nearly 2% higher than last year, despite more supply.
• Okotoks: Still tighter than nearby markets with a sales-to-new-listings ratio of 80%. Prices have softened slightly month-to-month but remain 2% higher year-to-date.
What This Means for Buyers and Sellers
For buyers, this is a refreshing change: more choice, less competition, and in some cases, lower prices—particularly in condos and row homes.
For sellers, it means the days of easy multiple offers are fading. Success now comes down to proper pricing, standout marketing, and making sure your home shows at its best. Some segments, like detached homes in the City Centre, are still holding strong, while others are moving into buyer-friendly territory.
The big picture? Calgary is moving toward a more balanced market after years of tight conditions. That’s healthy—and it creates opportunities for both sides of a transaction.
If you’re thinking about buying or selling, let’s talk about how these changes affect your specific community and property type. Having the right strategy in today’s shifting market makes all the difference.
📩 Reach out anytime — I’d love to help you navigate this market with confidence.
Attention: Inventory Returns to Pre‑Pandemic Levels
This July I’m seeing something noteworthy: inventory in Calgary climbed to 6,917 active listings, levels not seen since before the pandemic and well above long-term averages . The surge is especially pronounced in newer communities, highlighting expanded resale and new-home supply across the city .
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Interest: How Rising Supply Is Impacting Prices
The increased choice in the market is creating a shift—with apartment and row-style homes feeling the most pressure. Their benchmark prices are down roughly 4–5% year-over-year, particularly in the North East and North districts . Overall, Calgary’s benchmark price sits about 4% below its June 2024 peak .
That said, detached and semi-detached homes remain more balanced. Detached supply sits at about three months, and benchmark pricing has only dipped less than 1% year-over-year (roughly $761,800 price point) . Semi‑detached homes are still up about 1% over last year, with benchmark pricing around $697,500  .
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Desire: What This Means for Buyers & Sellers
Buyers now have more leverage and choice, especially in apartment and row sectors where supply exceeds four months. This creates a more relaxed environment for viewing options and negotiating.
Sellers of detached or semi‑detached homes should still see stable demand. Yet, pricing strategy and property preparation matter more than ever to stay competitive as supply grows.
If you own a home in a newer community or apartment complex, or you’re looking to sell in a less saturated area, timing and positioning will be key to getting the best possible outcome.
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Action: Let’s Talk About Your Local Market
Interested in how these changes affect your neighbourhood or property type? I’d be happy to provide a custom market snapshot tailored to your goals. Whether you’re buying, selling, or just curious, reach out—let’s connect and make sense of Calgary’s evolving landscape.
📞 Contact me anytime for a chat or personalized insights.
Whether you want to swim, take out the paddleboard or just read and relax by the water, Calgary is home to several lakes that offer a summer paradise not just for you, but for the whole family. Thinking of moving to a lake community? Here are our top picks
Lake Bonavista
Bonavista was the first community in Canada to be built around a man-made lake. It is bounded by Anderson Road to the north, Macleod Trail to the west, Canyon Meadows Drive to the south, and Bow Bottom Trail to the east.
Home to two man-made lakes, Lake Bonaventure and Lake Bonavista, the community offers wonderful recreation and relaxation opportunities for residents.
Benchmark price
$1,016,100 detached homes
$332,750 apartment
This lakefront community provides easy access to Seton Boulevard, Deerfoot Trail to the west, 52 Street East and Stoney Trail to the north. Its 43-acre lake boasts floating docks, a fishing dock, boat rentals and is stocked twice annually with rainbow trout, tiger trout, and more.
In addition, Auburn Bay is home to five schools, 15 playgrounds, an off-leash dog park, two baseball fields, two large soccer fields and two ponds – making it a great fit for families. It's expected that the Green Line of the CTrain will run along the community's eastern boundary, parallel to 52 Street.
Benchmark Price
$816,116 Detached homes
$466,600 Townhomes
$366,016 Apartments
Located east of MacLeod Trail, bounded to the north and east by Midnapore and Fish Creek Provincial Park, and to the south by Stoney Trail, Sundance is focused on residential properties, especially detached homes. Its 33-acre lake opened in 1980 and is accompanied by a 22-acre park.
The area has access to a variety of schools, including two public elementary schools, one public junior high and a one public high school. There is also one Catholic school offering kindergarten to Grade 9 education.
Benchmark Price
$769,033 Detached homes
This community is bounded to the north and east by Fish Creek Provincial Park, to the south by Sun Valley Boulevard and to the west by Macleod Trail. The lake is perfect for swimming in the summer or skating in the winter.
Midnapore is also home to St. Mary's University, a private elementary and junior high school and two elementary schools. The community is also served by several transit bus routes that feed Somerset-Bridlewood, Shawnessy, and Fish Creek-Lacombe train stations.
Benchmark price
$671,550 Detached homes
$458,800 Townhomes
$286,016 Apartments
Established in 2010, Mahogany mixes suburban and urban living in the same place. At 63 acres, Mahogany has the largest freshwater lake in Calgary and offers access to two private beaches, a beach club, walking and biking trails and an urban village filled with restaurants, shops and services.
Benchmark Price
$821,683 Detached homes
$495,416 Townhomes
$358,400 Apartments
Bordered by Deerfoot Trail on the east, Stoney Trail on the south, Fish Creek Provincial Park on the west, and 130th Ave SE on the north, McKenzie Lake is famous for its 42-acre manmade private lake with an island at the centre of the community. Developed in 1984, McKenzie Lake offers beautiful views of the city and mountains.
This community is also recognized for its amenities, including basketball, tennis and pickleball courts, a beach, and an ice rink in the winter. The area also has two public schools and one separate school.
Benchmark Price
$754,100 Detached homes
$422,750 Townhomes
Attention: Inventory Back to 2021 Levels—but That’s Not a Crisis
In June, Calgary saw inventory climb to 6,941 active listings, a return to pre‑surge levels last seen in 2021  . While that may sound dramatic, it simply signals a rebalancing—a move away from the ultra‑tight conditions we’ve experienced in recent years.
Interest: Where Supply and Demand Are Shifting
Behind the headline numbers is a story of how different property segments are responding:
• Row homes & apartments have experienced the most dramatic inventory gains—over 30% above long‑term averages—leading to nearly four months of supply .
• This added stock and cautious buyers have driven benchmark prices down around 3% year‑over‑year in these segments .
• Detached and semi‑detached homes, by contrast, remain relatively balanced. Detached prices hover around $764,300, and semi‑detached edges slightly higher at $696,400 .
Overall, the city‑wide benchmark price fell to $586,200 in June—about 3.6% lower than last year .
Desire: Why This Matters for Your Goals
• Buyers: Greater inventory means more options—and less competition—in popular housing types like condos and row homes. It’s a more relaxed environment to find a home you love.
• Sellers: If you own a detached or semi‑detached home, you’re still in a stable market with steady demand. But pricing and presentation will remain key to standing out.
• Investors & Downsizers: With supply leveling out and financing still uncertain, this summer could be a prime time to reevaluate your strategy and act smart.
Action: Ready to Move with Confidence?
Thinking about buying, selling, or just wondering how these changes affect your home’s value? Let’s connect. I’d love to provide a personalized market snapshot that reflects your neighbourhood and goals—no obligation, just clarity.
📞 Reach out today to set up a quick chat or custom report.
Together, we’ll make sure you’re positioned to succeed in Calgary’s evolving market!
We wanted to share a quick snapshot of what’s happening in Calgary’s real estate market this June.
We’re starting to see things level out a bit. Sales have cooled — especially in apartment and row-style homes — but activity is still stronger than average for this time of year. At the same time, inventory continues to climb, giving buyers more choice and helping shift the market into more balanced territory.
Detached and semi-detached home prices are holding steady, while row and apartment-style homes have seen slight price dips, mostly due to more competition from new builds and rental options.
All in all, it’s a healthier pace than the frenzy we’ve seen in the past. Whether you’re buying, selling, or just watching the market, it’s a good time to stay informed.
If you’d like to chat about what this means for you, we’re always here to help!
New listings in May rose to 2,419 units, with most of the gains driven by homes priced over $600,000. At the same time, sales activity has slowed across most price ranges, supporting a shift toward more balanced conditions and relative stability in prices. However, districts that are facing more competition from new home product or are seeing a larger pullback in demand are starting to show some signs of elevated supply.
The North East district has seen the largest pullback in resale sales activity combined with some of the highest gains in new listings. This has driven the sales-to-new listings ratio down to 41 per cent and the months of supply was nearly four months in May. This is causing prices to ease in the North East, offsetting some of the gains reported in the City Centre, West, and North West districts. City-wide the unadjusted benchmark price in May was $769,400, similar to last month, one percent higher than last May, and still above last year’s seasonal peak price.
The 428 new listings in May were met with 256 sales, causing the sales-to-new-listings ratio to rise to 60 per cent this month. This slowed the pace of inventory growth and the months of supply remained just above two months. Semi-detached homes continue to remain less than 10 per cent of all sales and inventory levels in the city.
This in part is due to construction patterns shifting toward more row style properties over semi-detached, and is one of the reasons we do not see the same inventory build as row and apartment style homes.
Like the detached market there is significant variation within the city districts. The North East has the highest months of supply at nearly three months and is reporting some price declines, while the tightest conditions are in the North West, where prices continue to rise. Overall, generally tighter conditions are still supporting price gains for semi-detached properties. In April the unadjusted benchmark price was $697,300, a monthly gain of less than one per cent, nearly three per cent higher than last year’s levels and above last year’s seasonal peak.
Row home sales have eased over last year’s near record high pace but stayed well above long-term trends. However, the gain in new listings has continued to cause further inventory gains. For the second month in a row, inventory levels were over 1,000 units; we have not seen this much inventory for row units since 2021.
While inventory levels have improved across all districts, we are starting to see higher months of supply in the North East district at 3.5 months, resulting in some downward pressure on prices. The North, North West and South areas have also reported higher year-over-year pullbacks in resale prices, as improved supply choice for new properties are impacting resale activity. Overall, the benchmark price in May was $453,600, down over last month, nearly two per cent below last May, and lower than last year’s seasonal high.
Sales this month totaled 579 units, a significant decline over last May’s record high of 907 units. While new listings were lower than levels reported last year, they remained high compared to sales, causing the sales-to-new listings ratio to drop to 47% this month. This contributed to further inventory gains and drove the months of supply up to 3.6 months.
High levels of apartment rental units under construction are adding to the rental supply and contributing to rent adjustments. This is likely slowing condo ownership demand coming from existing renters and potential investors, contributing to some of the shifts witnessed in the apartment condominium sector.
More supply choice is also weighing on condominium prices. In May the benchmark price eased to $335,300, down from last month and over one per cent lower than last year. The steepest declines are occurring in the North East and South East districts, where competition from the new home market is weighing on resale pricing. While prices have eased and are below peak levels, recent declines have not offset the double-digit gains reported over the past two years.
REGIONAL MARKET FACTS
While improving over last month, May sales eased compared to last year, contributing to the year-to-date decline of 10 per cent. However, the 772 sales so far this year are consistent with long-term trends in Airdrie. At the same time new listings continue to rise causing the sales-to-new listings ratio to fall to 58 per cent, still well within balanced conditions, but a significant change from the over 90 per cent ratio reported last year. Recent shifts in sales and new listings have supported gains in inventory levels.
In May there were 468 units in inventory, reflecting the highest May reported since prior to the pandemic. The shift in supply is in part related to the surge in new construction providing more options for potential consumers. Additional supply choice is impacting price growth. The total residential benchmark price was $540,600 in May, down nearly one per cent over last month and nearly two per cent below last year’s levels.
Sales in Cochrane were fairly resilient until this month, where sales were 17 per cent slower than last year. The decline was enough to cause year-to-date sales to ease to levels just below those reported last year. At the same time, this month new listings surged, driving the sales-to-new listings ratio down to 55 per cent and supporting further inventory gains. With 293 units available in May, levels are more consistent with long-term trends. The months of supply neared three months in May and while this did slow the pace of price growth, the total residential benchmark price of $589,400 is still nearly four per cent higher than last May.
A boost in new listings this month supported a surge in sales activity. However, with a sales-to-new-listings ratio of 74%, inventory levels did not change much over last month and the months of supply once again dropped below two months. Okotoks has struggled to add supply at the pace reported in Calgary, Cochrane and Airdrie and sales growth has been dampened by limited supply choice.
While there have been some improvements in inventory levels, as of May levels remained nearly 28 per cent below long-term trends for the city. The limited supply choice given the relatively strong demand has continue to support some price growth in the town. As of May the unadjusted benchmark price was $633,900, up over last month and over two per cent higher than last year.
Cranston’s Parade of Garage Sales is happening this Saturday — and you’re invited!
We’re thrilled to share that 57 households have registered—what an amazing turnout! Our real estate team is proud to sponsor the event this year, and we’re so excited to see the community come together.
To plan your route, download below the Treasure Map and access the digital map of all participating homes.
Residents can also pick up printed version of the garage sales map at the reception in Century Hall in Cranston after Wednesday June 4th.
If you have any questions, don't hesitate to reach out to Nika at 587-894-9050 or at admin@tamaranellissen.com
To download your digital map:
Click on imagine below
Download the Yard Sale Treasure Map App on Google Play or Apple Store
Charting your course to yard sale treasure has never been more fun and easy!Yard Sale Treasure Map is a free app for finding garage sales using your mobile device. View your local yard sales in map or list format, view sale details and photos, get directions, and take advantage of advanced organizational and route planning features.
Search by day, location, distance, and keyword
Organize colors or by creating a route
See Street View of the sale site
Save time and gas by optimizing your sale route order
Sync your sale route across all of your mobile devices
Share your sale route
Get driving directions on-the-go
Let’s make it a fun and successful day for everyone!
Best regards,
Tamara Nellissen and Nika Jagulakova with CIR Realty
If you've been watching Calgary's real estate market and wondering what’s really happening, you're not alone. As a local Realtor, I’ve been having this conversation daily — and the message is clear: the frenzy is calming, balance is returning, and with it, fresh opportunities for both buyers and sellers.
Inventory Is Up. Prices Are Steady. Now What?
In April 2025, we saw a significant change in Calgary’s housing market — inventory jumped to 5,876 units. That’s more than double what we saw this time last year, but let’s be real: last spring’s inventory was historically low. What we’re seeing now is more typical for this time of year, and that’s good news for everyone.
Home sales did slow down, reaching 2,236 units — down 22% from last year. But don’t be alarmed — these numbers are still consistent with long-term trends and far stronger than what we saw during the economic challenges of 2015–2020. As CREB® Chief Economist Ann-Marie Lurie explains, the stability is partly thanks to migration growth, steady employment, and better housing supply compared to the ultra-tight market of 2023–24.
What’s Really Going on in Calgary’s Housing Segments?
Let’s break it down by property type, because this is where things get interesting.
🏡 Detached Homes
Detached homes saw 1,102 sales — a 16% drop from last year. However, inventory rose to 2,511 units, bringing months of supply to 2.3. Prices remain strong: the benchmark price for a detached home in April hit $769,300, over 2% higher than last year. The City Centre is the star of the show, with a nearly 5% price jump year-over-year.
🏢 Semi-Detached
Sales dipped, but new listings helped inventory climb to 484 units. The benchmark price? $691,700 — up over 3% from last year. City Centre again led the pack in price growth, while the North remained stable.
🏙 Row Homes
Row house inventory hit 1,005 units — the highest since 2021 — creating three months of supply. The benchmark price stayed steady at $457,400. Some districts saw small declines, but overall the market is holding its value.
🏢 Apartment Condos
Sales were down 30% compared to April 2024’s record-setting month, but we’re still well above long-term averages. Inventory is climbing, especially in the North East, which now has seven months of supply. City-wide, the benchmark condo price remained at $336,000.
What This Means for You
Whether you’re buying or selling, this kind of market can work in your favour — if you play it right.
Buyers: More listings mean more choices and less competition. If you were sidelined last year due to bidding wars or limited inventory, now’s your chance to re-enter the market on more balanced terms.
Sellers: Yes, the pace has cooled — but benchmark prices have remained stable or risen slightly in many segments. If your home is priced right and presented well, it will still attract the right buyer.
In the surrounding areas, we’re seeing a similar trend:
Airdrie: Balanced market with 2.3 months of supply; prices steady at $544,700.
Cochrane: Sales are steady; prices up 6% year-over-year to a record-high $592,000.
Okotoks: Inventory is slowly climbing, helping moderate price growth. April's benchmark price: $627,100.
Thinking About Your Next Move?
Markets like this don’t come around often — balanced, steady, and full of opportunity. Whether you're thinking of upsizing, downsizing, or just exploring your options, this is a great time to talk strategy.
If you’re curious about what your home might be worth, or want to explore what’s available in your ideal neighbourhood, let’s connect. I’m here to help you navigate the nuances of this market and make confident, informed decisions — with no pressure.
If you’re thinking about moving, one of the toughest questions you’ll face is whether to buy before you sell or sell before you buy. Most of us don’t have the luxury of holding two properties at once, so making the right call is crucial. Here’s why selling first, then buying, might be the smarter and more stress-free choice.
When you sell your home first, you get to see exactly how much money you’ll have for your next property. Once you have a firm offer on your current home, you’ll know what your budget is for the next one. This makes securing your new mortgage easier and more predictable—no guessing how much you can afford.
Carrying two mortgages at once can be a financial nightmare. By selling first, you won’t have to worry about paying for two homes simultaneously. This gives you the peace of mind to focus on finding the perfect new place, without worrying about double the bills.
Selling your home before you buy puts you in a better position to negotiate. Sellers love buyers who already have a firm offer—they know you’re serious and financially ready to move forward. This can give you an edge, especially in competitive markets where you don’t want to miss out on your dream home. Plus, it’s much more attractive to sellers than putting a “sale of buyer’s home” condition on your offer. That condition can make you seem uncertain, which can weaken your position in negotiations.
Selling first means you have more time to find your next home. No need to rush into decisions or settle for something that doesn’t feel right. You can take your time, especially in markets where things are starting to balance out, giving you the opportunity to negotiate and get the best deal.
For most people, selling before buying is the more practical route. It helps you avoid the stress of carrying two homes, gives you more control over your financial situation, and provides you with stronger negotiating power. Plus, it's much more attractive to sellers when you don’t need to rely on the sale of your current home. While it may take a little longer, in the end, it’s usually the best path to a smooth transition to your next home.
Navigating Calgary’s 2025 Housing Market: What Buyers & Sellers Need to Know
As a Calgary Realtor, I’ve been keeping a close eye on our housing market’s latest trends. Whether you’re looking to buy, sell, or invest, understanding these shifts can help you make the best real estate decisions. Let’s dive into what’s happening in Calgary’s market and what it means for you!
⸻
Attention: Calgary’s Market Is Changing
Calgary’s real estate landscape is transitioning as we move into 2025. Market activity has slowed compared to last year, but home values remain steady.
📉 Sales Decline – Home sales dropped 19% year-over-year, totaling 1,721 units in February.
📈 Home Prices Hold Steady – Despite the slowdown in sales, Calgary’s average home price increased by 5.1%, reaching $612,838 in February.
🏡 Inventory Growth – More homes are hitting the market, offering buyers increased choices.
These shifts suggest that we are moving toward a more balanced market—where neither buyers nor sellers have a distinct advantage.
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Interest: What’s Driving These Market Trends?
Several key factors are shaping Calgary’s real estate market this year:
1. Economic Uncertainty
Ongoing economic fluctuations, including tariff threats and inflation concerns, have impacted consumer confidence. This has led to a slowdown in buyer activity, despite relatively stable home values.
2. Inventory & Supply Levels Are Increasing
Compared to last year, Calgary’s housing inventory has grown significantly. As of March 2025:
• Total inventory: 5,154 homes (+30% year-over-year)
• Months of supply: 2.4 months (up from under 2 months last year)
More supply means buyers have more options, and sellers may need to adjust expectations around pricing and market timing.
3. Price Trends Vary by Property Type
• Detached homes – Prices are up 5% year-over-year, with a benchmark price of $769,800.
• Semi-detached homes – Prices remain 5% higher than last year, averaging $691,900.
• Row homes – Prices increased by 2%, but remain below peak levels from last June.
• Condominiums – Prices are 3% higher than last March, but have softened compared to their peak in August 2024.
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Desire: What This Means for Buyers & Sellers
For Buyers: More Choices, Less Pressure
✅ More inventory means more selection – Unlike last year’s intense bidding wars, buyers now have time to explore their options.
✅ Interest rates may soften – If borrowing rates drop in the coming months, it could make homeownership more affordable.
✅ Certain property types are still competitive – Homes under $700,000 continue to see tight supply, making them prime targets for buyers looking to move quickly.
For Sellers: Pricing & Strategy Matter More Than Ever
✅ Price your home competitively – Overpricing could cause your listing to sit on the market longer.
✅ Marketing is key – Professional photos, virtual tours, and staging can help attract serious buyers.
✅ Higher-priced homes may take longer to sell – Homes above $800,000 are seeing higher inventory levels, shifting conditions toward buyers.
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Action: How to Navigate This Market
The best way to succeed in Calgary’s 2025 housing market is to stay informed and work with a knowledgeable Realtor (like us!). Here’s what you can do next:
📌 Thinking of buying? Let’s set up a home search tailored to your needs. I’ll help you find the right home at the right price.
📌 Selling your home? We’ll provide a custom market analysis and strategy to get you the best possible price.
📌 Just curious about market trends? I’m happy to chat and provide insights specific to your community.
The Calgary market is always evolving, and whether you’re buying or selling, I’m here to help you make the most informed decision.
📞 Get in touch today!
Did you know that you might have more financial flexibility than you realize? By refinancing your current mortgage, you can tap into the equity of your existing home to secure a lower interest rate or even consolidate debt. This gives you the opportunity to free up capital that can be used for purchasing additional properties or even to make a down payment on a new home.
It’s like using the value of your home to fund your next investment. Imagine the possibilities with a lower monthly payment or the ability to diversify your real estate portfolio!
The key reason to consider refinancing right now is that you might be able to take advantage of the current market conditions. By refinancing your mortgage, you can lower your interest rate, which means less money spent on interest over time. This can significantly improve your cash flow, leaving you with more money to manage and reinvest in new properties. If you're interested in building wealth through rental income or property appreciation, refinancing gives you the financial flexibility to do just that.
But wait, there’s more! If you’re planning to purchase a new home or investment property, refinancing allows you to access the capital you need without taking on additional loans or draining your savings. That’s right—by unlocking the equity in your current home, you could make your dreams of owning more property come true.
When done strategically, refinancing can set you up for long-term success. If you use the funds to purchase a rental property, you could enjoy a steady stream of rental income, which could help you pay down your mortgage or fund other investments. Plus, as property values increase over time, the value of your investment grows, giving you the potential for substantial returns.
Refinancing may also lower your monthly mortgage payments, allowing you to free up cash for other important financial goals. By improving your cash flow, managing debt becomes easier and you’re better equipped to take on new ventures—whether it’s buying a new home, investing in real estate, or building savings for the future.
So, is refinancing the right move for you? If you're looking to invest in rental properties or buy a new home, refinancing could be the perfect way to unlock the funds you need to move forward. The good news is, you don’t have to figure it out alone. Reach out to us so we can connect you with experienced mortgage broker to help guide you through the process, assess your options, and determine if refinancing is the best strategy for your financial goals.
If you’ve been keeping an eye on the Calgary real estate market, you know that things have been fluctuating. But here’s the good news: despite some ups and downs, sales are still above long-term trends, and there’s more opportunity than ever for both buyers and sellers. Let me break it down for you.
If you're thinking of buying or selling a home in Calgary, you’ve probably noticed that inventory levels are climbing. In February 2025, inventory rose by a staggering 76% compared to last year, hitting 4,145 units. What does this mean for you? More options! Whether you're looking for a condo, townhouse, or a single-family home, there's more on the market than before. This is the second month in a row we've seen these kinds of increases, which shows that things are starting to balance out after a post-pandemic frenzy.
The key change driving these inventory increases is the surge in more affordable housing options. If you’re on the hunt for a home under $500,000, you’re in luck—this price range saw the largest rise in inventory. The more affordable apartment and row/townhouse sectors are leading the charge. But what does this mean for the broader market?
It means that, while there is more inventory available, the supply is still relatively tight when compared to demand. The “months of supply” metric—the time it would take to sell all available homes at the current pace—was 2.4 in February. While that’s more than double what it was last year, it’s still a balanced market, particularly for apartment-style units, which saw the longest supply at 3.1 months.
Now, let’s talk sales. In February, there were 1,721 sales. While that’s above historical averages for the month, it’s 19% lower than last year. This might sound like bad news, but it’s actually a sign that things are stabilizing. We’ve moved away from the frenzied seller’s market we saw in the past few years. As Alan Tennant, President and CEO of CREB® (Calgary Real Estate Board), put it, “We’re seeing the seller’s market of the past two or three years ease off.” This is great news for buyers!
When it comes to pricing, the residential unadjusted benchmark price in February was $587,600. This is pretty stable compared to late-2024 levels, with only a 1% increase year-over-year. Some areas of Calgary saw price declines, especially the City Centre and North districts. On the other hand, the East district saw the largest price growth—over 3%! So, if you’re considering buying in the East, you might want to move quickly before prices climb even more.
Whether you’re thinking of buying or selling, the key takeaway here is that the market is balancing out. Buyers now have more options, and although prices are still rising in some areas, the frantic pace of the past few years is slowing. If you’re a buyer, now might be a great time to take advantage of more inventory and slightly lower competition. Sellers, while you may not see the same level of bidding wars as in 2023, there’s still strong demand—especially for affordable homes.
So, what are you waiting for? If you're interested in exploring the Calgary market further, don’t hesitate to reach out to a local real estate professional. This is a fantastic time to make a move, whether you're buying or selling!
Stay tuned to keep up with the latest updates, and remember, whether you're in the market to buy or sell, knowledge is your best tool. Happy house hunting!
For more detailed insights on the Calgary real estate market, you can check out these sources:
CREB® Calgary Real Estate Market Report
When searching for a condo in Calgary, you may come across properties built with post-tension cable (PTC) construction. This building method was commonly used in high-rise, concrete-construction condos during the 1970s and 1980s. While it offers some structural advantages, there are also important considerations to keep in mind when buying a condo in a PTC building.
Post-tension cables are steel cables encased in plastic tubing that are stretched under high tension within concrete slabs. This construction technique allows for more open floor plans without the need for support pillars, making for spacious and modern layouts. While primarily found in concrete high-rises, PTC construction can also be present in some wood-frame buildings with concrete slabs above the parkade level.
While PTC buildings offer design benefits, they also come with potential drawbacks, particularly concerning long-term maintenance and financing. Over time, the steel cables inside the concrete can corrode, leading to costly repairs and ongoing monitoring requirements.
Most condo corporations in Calgary that manage PTC buildings have implemented routine inspections to monitor cable conditions. Depending on the building, these inspections may take place every year or every few years, with necessary maintenance costs factored into the condo's operating budget.
One of the most significant challenges with post-tension cable buildings is obtaining mortgage approval. Many lenders hesitate to approve financing for condos in PTC buildings, and mortgage insurance is typically required regardless of the down payment amount. Among Canada’s three major mortgage insurers, one does not insure PTC buildings at all, while the other two consider them on a case-by-case basis.
Due to the financing restrictions, selling a condo in a PTC building can be more challenging. A smaller pool of eligible buyers often results in lower resale values, which is why many 1970s and 1980s condos in Calgary appear to be great deals at first glance.
Every buyer's situation is unique, and there are advantages to purchasing a condo in a PTC building. If resale value isn’t your primary concern, these condos can offer a lot of space in desirable locations for a lower price. Additionally, many PTC buildings in Calgary are well-managed, with regular monitoring and maintenance plans in place.
Before making a decision, it's essential to weigh the benefits against the potential financing and resale challenges. If you’re unsure whether a PTC building is the right fit for you, consulting with a knowledgeable real estate professional can help you make an informed choice.
Whether you’re looking for a post-tension cable condo or want to avoid them entirely, having the right real estate expert on your side makes all the difference. Contact me today to discuss your priorities, and let’s find the perfect Calgary condo for your needs!